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I assume at $95 to $100 a sf you are looking at single story homes. Two story homes can be had for much less a square foot (cheaper to build up than out). And whether or not you build or buy one already built can make a big difference too. When you build, you can add a lot more to the price with upgrades. I added 45K in upgrades to my house, and I could have easily spent a lot more :-(. Now my neighbor bought a house that was already built (the original buyers backed out at the last minute) and she offered over 30k less than the builder was asking - which they accepted. So her 2500 sf home ended up costing less than my 2000 sf home.
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