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08-14-2008, 08:08 AM
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Senior Member
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Join Date: Aug 2008
340 posts, read 235,162 times
Reputation: 50
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Home Insurance
Home Insurance! What are the best options?
Currently, we have car insurance with Geico but they don't have their own home insurance. What are some other good options?
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08-14-2008, 09:03 AM
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Senior Member
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Join Date: Apr 2007
Location: On way to TX
144 posts, read 193,942 times
Reputation: 55
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Also looking -
Anybody have any opinions on a local company/rep vs. national?
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08-14-2008, 09:23 AM
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Senior Member
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Join Date: Jul 2007
Location: Kingwood, TX
1,492 posts, read 1,213,301 times
Reputation: 420
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I get good prices from Liberty Mutual, but they only do Montgomery and Harris Co. so if your south your outta luck.
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08-14-2008, 11:11 AM
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Real Estate Agent
Status:
"?"
(set 22 days ago)
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Join Date: Dec 2007
Location: Houston
797 posts, read 773,813 times
Reputation: 95
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Try Nationwide, they have great rates in my opinion.
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08-14-2008, 05:11 PM
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Senior Member
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Join Date: Aug 2007
532 posts, read 406,756 times
Reputation: 159
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We had Amica for many years and they were very price competitive (still have them for auto insruance). However, they wouldn't cover our new home because it is too old, so we switched to Nationwide. Good prices, no complaints so far.
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08-14-2008, 05:49 PM
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Heading for TX with CA in my rearview mirror !!!
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Join Date: Apr 2007
Location: northern california
675 posts, read 483,661 times
Reputation: 140
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We have had Farmers for many many years. FYI, if you have your home AND
vehicles insured with them, they give you a pretty decent discount..
Other companies may do the same, but I know for a fact Farmers does.
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08-14-2008, 06:29 PM
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Senior Member
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Join Date: Aug 2008
340 posts, read 235,162 times
Reputation: 50
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Hi MissDaisy,
yeah if we have auto and house with the same company they do give discounsts. we called AllState but they have a policy that you must be with them for 60 days before getting the home insurance. the lady told us that she can put us on renters insurance but we are not sure since we need to get qualiified for the loan and one of the requirements the bank is asking is the home owners insurnace proof.
Allstate gave us these rates:
Home insurance: 900/annually
car insurance: 1200 annually (2 cars)
I think this is just too much. We currently have geico for car insurance which is only 443 for two cars for 6 months.
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08-14-2008, 07:29 PM
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Senior Member
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Join Date: May 2007
Location: A little suburb of Houston
2,512 posts, read 2,077,862 times
Reputation: 750
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Sounds about right to me. You must also consider flood insurance which will be at least another 250.
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08-14-2008, 10:25 PM
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Senior Member
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Join Date: Jul 2007
Location: Kingwood, TX
1,492 posts, read 1,213,301 times
Reputation: 420
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$1200 sounds high for 2 cars. I only pay $500 for 2 vehicles. Do you have a lot of optional coverages or past accidents?
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