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Old 01-30-2009, 04:41 PM
Location: San Antonio-Westover Hills
6,878 posts, read 17,814,730 times
Reputation: 5139


Originally Posted by Poltracker View Post
Get the company's info and contact person name, then inform the caller that under the Fair Debt Collection Practices Act you are informing them not to contact your number anymore that you are not the person that they are looking for and that any future calls will be recorded/documented and that you will sue them pursuant to the above act. Tell them you will follow up this conversation with a written letter sent CRRR. BTW you are not required to prove who you are according to the act. I would not give them any additional info, it is none of their business.

See: http://www.ftc.gov/bcp/edu/pubs/cons...edit/cre27.pdf

To report abusive debt collectors contact the State Attorney General's Office
Federal Trade Commission
One Bowling Green Ste. 318
New York, NY 10004
1-877-382-4357 (877-FTC-HELP)

That only works for 10 days, unfortunately. You MUST write a cease and desist letter. Besides, this isn't her debt, so bringing up the FDCPA just validates to the collector that they have the right person and they will continue.
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Old 01-30-2009, 07:13 PM
Location: Austin, TX
4,751 posts, read 12,044,852 times
Reputation: 3216
I get these calls all the time. That's just one of the many reasons I don't answer the phone unless I recognize the telephone number.
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Old 01-30-2009, 07:17 PM
Location: San Antonio, TX.
1,226 posts, read 2,661,881 times
Reputation: 607
If the debt is not even yours and they keep calling I'd have to think you could file a complaint against them as long as your number is officially on the "do not call list" even if they are not soliciting. They are botherg you about something that does not concern you. If the debt is yours and they are calling nothing your gonna be able to do about it.

Here's what I do, and im not joking at all, when a telemarketer, or anyone else calls my phone like this.... I have a "Fox 40" lifeguard whistle hanging from the kitchen phone, and I blow into it as loud as I can! Actullay stops the calls.
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Old 01-30-2009, 10:40 PM
13,723 posts, read 25,301,104 times
Reputation: 8657
Get (or make) a recording of a baseball bat breaking a kneecap, with a voice-over sternly informing the offending party not to call there anymore. Answer the phone with that. Just hope that somebody else doesn't try to call when you do that, because there might be a misunderstanding.
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Old 01-30-2009, 11:24 PM
197 posts, read 693,835 times
Reputation: 94
Want to stop annoying call????
Keep a airhorn by the phone.
A whistle works well too - PLUS you get the added bonus of letting (your) hot air out - instant gratification.

Hope the annoying calls stop soon for the OP.
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Old 01-31-2009, 08:44 AM
8,649 posts, read 14,872,641 times
Reputation: 4563
This dead beat with the same name as mine (it's a little different) has been following me around for 30 years. I get his collection calls when they can't find him. These collection agencies are just on a witch hunt when the can't find the right person. I try to get in touch with who the money was owed to and tell them one more call and I will see them in civil court. That has worked every time. Come to think of it it is about time for them to start looking for him again...LOL
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Old 11-12-2009, 07:22 PM
Location: Houston
10 posts, read 30,653 times
Reputation: 15
Well I dunno if this will help - but here is the law regarding debt collectors


You can skim through it and see if you have any luck. Second here is the FTC which you can make a complaint against them, but the FTC is as useful as another hole in the head when it comes to debt collectors.

Federal Trade Commission

I have been doing my own credit repairs for over 10 months (FICO was at 558 in dec of 08 and now at 710) so I have learned alot about credit and how these companies work. maybe if you look on www.creditboards.com - you may find some thing helpful there...

I know for a fact that the "no call" list only applies to for profit solicitors, not to debt collectors.

for more info

good luck
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Old 11-12-2009, 08:38 PM
Location: Houston
3,567 posts, read 3,820,453 times
Reputation: 931
Catfancier, was this Sky Recovery Services? They are on Westheimer too.

Those idiots were after me for a debt I didn't even owe. It was about 150 Dollars and I ended up paying them. I didn't want to invest the money and sue that stupid company. Removed off my credit report after I told them that I will sue them hell outta them if this dosen't stop. I then sent a letter to the appropriate agency and sent in a formal complaint.
If it was them, then they clearly do not know what they are doing.
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Old 11-13-2009, 07:28 AM
Location: #
9,605 posts, read 14,276,273 times
Reputation: 6260
Say the most disgusting thing you can to the caller. And I mean nasty, pornographic, insulting etc. It has worked for me every single time. It's like my grandpa always used to say, "When people act like dogs, sometimes you have to stick their nose in their own ****."
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Old 11-13-2009, 09:50 AM
33 posts, read 124,356 times
Reputation: 17
I had a problem like this a few years ago (2001-ish). It was Cross Country Bank - they would call me three or four times a day, every day. They kept asking for someone I'd never heard of. I always told them they had the wrong number. Most of the time, they said thanks we won't call back. A couple of times they told me I was a liar. Once, they asked me to look in the phone book to see if I could find the number for the person they were looking for! Finally, I got fed up and talked to a friend of mine who used to work for a debt collection agency. He called them up, said he was "representing" me -- never said he was a lawyer, but let them assume it -- and told them he was giving them a verbal cease and desist order and that any future attempts to contact me would be considered harrassment. He asked them if they would accept the cease and desist order, and they said they would, and he said he would follow up with a cease and desist letter. Then he typed up a letter for me that basically said that I am not the person they are looking for, as they have been told multiple times, and that they are being ordered to cease and desist etc. Basically the same stuff as what he said on the phone. I signed it, mailed it off and never heard from them again.

Airhorns, whistles, etc may all be very fun and a great way to blow off steam but it probably won't get them off your back. These guys collect debt for a living -- I'm sure they're used to that sort of treatment. And it isn't really their fault. They're just doing their job and calling the people they are being told to call. Try doing the cease and desist stuff on your own. If that doesn't work, hire a lawyer. It shouldn't take much money since it would only take a few minutes of their time.
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