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Old 01-14-2008, 11:35 AM
Location: sydney
21 posts, read 44,908 times
Reputation: 29


The insurance rates vary from city to city so it would depend on where you live or are looking to live. I live in
broward county equally distant from miami and ft lauderdale. I am 13 miles west of the beach. 2200 sq ft
3/2 and a half with a pool. Have hurricane shutters. Premium this year is 2500.00 would have been almost 4000 had I not had the shutters installed last year. Flood
is about 300.00 per year.
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Old 01-17-2008, 04:17 PM
7 posts, read 17,808 times
Reputation: 14
Default Even in paradise the rain must fall

I would rather deal with hurricanes than with earthquakes!
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Old 01-18-2008, 11:12 PM
34 posts, read 83,018 times
Reputation: 18
Originally Posted by mels View Post
Almost every part of the US has some potential for natural disaster. Florida, the rest of the Gulf coast and the entire eastern seaboard has hurricanes, California has mudslides, wildfires, and earthquakes, the Pacific Northwest has earthquakes, tsunami potential and volcanic activity, the entire north and midsection of the country has potential for ice storms, tornado alley is self explainatory....where are you going to run and hide? You have to live your life somewhere, and any place you pick there is potential disaster waiting.

I definitely agree.
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Old 02-05-2008, 03:53 PM
Location: Bradenton, Florida
27,236 posts, read 33,681,108 times
Reputation: 10747
Originally Posted by vtec525 View Post
if hurricanes are so bad, why doesnt everyone leave florida?? why not be proactive?

every other post, someone cannot stand the hurricanes, while others say they been here so long and it is only cat 1 or 2 hurricanes and u will get struck with lighting b4 a hurricane.

so confusion for people tryin to move to warm place.
Risk assessment.

If hurricanes haven't hit your area for 40 years, you begin to feel that you're safe.
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Old 06-02-2008, 09:21 AM
2,091 posts, read 4,335,403 times
Reputation: 2031
Hurricanes didn't hit Martin County for about 65 years. Suddenly we were hit by a one-two punch with Frances and Jeanne. Frances was a massive soaker and went on for almost 4 DAYS. Old trees simply fell over as the root systems got soaked and lost hold. There was massive damage as people had gotten complacent over so much time without a major storm. I was 11 days without power. On well water, that meant I also had no water. I basically camped in the house until power was restored. I had no phone for 6 weeks as the underwater cable in the intracoast waterway was damaged. 3 weeks after Frances, Jeanne came and took out everything that Frances missed. The storm took about 12 hours to pass, I was in my closet the entire time. In a concrete house, leaning against an inner wall, the pressure and sound were identical to being on a jet plane. The CONCRETE house was vibrating. Do not take any storm lightly.

That all being said, the house I bought later is a circa 1934 concrete, 1978 attached wood frame directly in the bullseye of both of those storms and it has only lost a few shingles. The lay of the land and wind direction has alot to do with it.

Like most, I don't fee terribly terrified after those experiences unless its higher than a mid-Cat3. Then you'll see me driving across the state to a pre-arranged safe haven. The key is PRE-ARRANGE. Make a plan for everything, pets, food, important papers ready in a travel container to go. There is nothing like knowing you are ready, when everyone else is standing in line for batteries.

With hurricanes we have the luxury of planning, preparation and forewarning. With other natural dangers there are no such luxuries. That is why we don't "up and leave" at the mere sniff of 105mph winds.
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Old 07-01-2008, 10:38 PM
12 posts, read 23,568 times
Reputation: 16
I would rather face a hurricane in a concrete block house thats designed to withstand one, instead of facing tornados in the rest of the country, in a house that 's built of matchsticks, like most of the houses around the resto f the country seem to be.
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Old 07-02-2008, 09:36 PM
Location: Various
11 posts, read 48,970 times
Reputation: 12
Unlike earthquakes and tornados, the NOAA gives hurricane warnings days in advance. That gives me plenty of time to prepare!
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Old 07-03-2008, 08:23 AM
Location: Fort Worth, Texas
10,668 posts, read 26,808,915 times
Reputation: 6359
Now that the rainy season is here, I am really loving the weather. Frankly whatever negatives are brought by the hurricanes, the positives FAR outweigh the negatives.
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Old 07-06-2008, 02:08 PM
Location: Cheektowaga, NY. Overtaxed to extreme
471 posts, read 877,408 times
Reputation: 137
Originally Posted by Lindsey_Mcfarren View Post
Now that the rainy season is here, I am really loving the weather. Frankly whatever negatives are brought by the hurricanes, the positives FAR outweigh the negatives.

What do you mean by this?
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Old 08-29-2008, 05:59 PM
9 posts, read 15,280 times
Reputation: 20
Default I'm on the Gulf Coast because...

...my wife refuses to leave.

Her family is here and she has been raised to elevate family ties above everything else in life. I find it disconcerting since my family is toxic and I enjoy any space I can put between me and them.
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