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I have seen my share of flooding in the inland areas through my years of growing up in Florida. It really depends on where a hurricane hits and what amount of storm surge you get along any of the multiple rivers or water inlets. I think all of Florida is considered a 'flood-plain' area...although there are areas it is less likely to occur.
Well, the links above are probably your best bet, but just generally - the higher you are above sea level, the better. Florida is pretty flat, but some areas are still higher than others. We live about 10 minutes from the water but on a "hill" (it doesn't look like a hill here, just flat, but the land gently slopes up from the beach). We've never had (and never will, barring a massive tsunami) a problem with flooding.
Hurricanes generate a lot of rain. It will flood anywhere there is not good run off - in lakes, rivers and canals. AND heavy rains in ANY state would have the same problem if several inches of rain dropped in a short amount of time.
The best insurance package in Florida includes Federal Flood Insurance. I live on an island, and even though I am not in the flood plain area, if a storm hits at the right time with a high tide, and a full moon, I would not want to take any chances. The coverage is very reasonable! We have not received the amount of rain that is normally generated from hurricanes in recent years. If 14 inches of rain fell, all bets are off.
Flooding has various of forms, but in most cases in florida the water has to make it to the ocean or to another main water basin (Lake Okeechobee, Everglades, etc). So the property miles away may have more flooding problems because the water has to sit and slowly drain out of the area to the final destination. Look at Sunrico's links to fema to view the maps.
I remember during hurricane Francis, there was so much rain in such a short period of time the ground was soaked. Deltona near me flooded.
You have to ask around if your moving here, if your buying make sure your not buying something in a flood zone and personally I would ask specifically how this property fared during the 2004 hurricane season, was there any flooding etc.
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