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Old 10-09-2008, 07:27 PM
 
Location: Maryland
15,171 posts, read 18,524,330 times
Reputation: 3044

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Quote:
Originally Posted by Lakewooder View Post
If I'm not mistaken it is a federal crime to lie on a mortgage application!!!!
It certainly is. However, illegals don't worry about such mundane issues as violating federal law. Identity theft and document forgery are also federal crimes. Oh well.......
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Old 10-09-2008, 08:01 PM
 
Location: Oklahoma(formerly SoCalif) Originally Mich,
13,387 posts, read 19,389,058 times
Reputation: 4611
Quote:
Originally Posted by Benicar View Post
It certainly is. However, illegals don't worry about such mundane issues as violating federal law. Identity theft and document forgery are also federal crimes. Oh well.......
No, Not .. just..Oh Well. I want something done about this!!!!!!!!
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Old 10-09-2008, 08:19 PM
 
Location: Maryland
15,171 posts, read 18,524,330 times
Reputation: 3044
Quote:
Originally Posted by mkfarnam View Post
No, Not .. just..Oh Well. I want something done about this!!!!!!!!
That was sarcasm. I too, want something done; and I have NEVER been so angry.
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Old 10-09-2008, 08:44 PM
 
Location: Oklahoma(formerly SoCalif) Originally Mich,
13,387 posts, read 19,389,058 times
Reputation: 4611
Quote:
Originally Posted by Benicar View Post
That was sarcasm. I too, want something done; and I have NEVER been so angry.
I know you weren't serious, and I wasn't puttin' you down for saying that,,I was speaking for all of us.
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Old 10-09-2008, 09:01 PM
 
47,525 posts, read 69,570,473 times
Reputation: 22474
Quote:
Originally Posted by Lakewooder View Post
If I'm not mistaken it is a federal crime to lie on a mortgage application!!!!
Many of the lenders and the notaries, and real estate agents really ought to be facing prison time.

The amount of fraud in the housing bubble was enormous -- all involved should be prosecuted to the full extent of the law.
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Old 10-09-2008, 09:20 PM
 
Location: Norman
330 posts, read 968,928 times
Reputation: 290
Just to add fuel to fire, how about illegals getting a mortgage, then refinancing and taking cash out? Not only leaving everyone high and dry, but extracting cash to take back. It has happened, now look what's going on - quick rush to bailout. Hence, the meltdown.
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Old 10-10-2008, 09:10 AM
 
Location: So. California
62 posts, read 139,943 times
Reputation: 56
Default On our street

Oh yes, it could be on your street. Yes, there is a family of illegals on our street. They bought in 2005, interest only payment. They got a 'liar' loan application. They worked as house cleaners and their employer lied about their work salaries. Since buying the house they have NEVER paid taxes on their house and their loan company went belly up. They make their payments of interest only to a holding company until the mortgage is purchased by a lender. They can't get a refinance because the taxes are in arrears some $8,000. They are only marking time until they lose the house or the government comes up with some type plan that will save them. Fair? No, not to the rest of us who pay their mortgages and taxes on time, and struggle to do so. No plan for us!
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Old 10-10-2008, 09:31 AM
 
Location: Maryland
15,171 posts, read 18,524,330 times
Reputation: 3044
Quote:
Originally Posted by techienomad View Post
Just to add fuel to fire, how about illegals getting a mortgage, then refinancing and taking cash out? Not only leaving everyone high and dry, but extracting cash to take back. It has happened, now look what's going on - quick rush to bailout. Hence, the meltdown.
They arrested an illegal alien in VA who had stolen an identity, and used it to obtain a mortgage loan. He then refinanced, and did in fact run with the money. Fortunately, they apprehended him. Just think of the thousands, perhaps millions, they don't catch.

These criminals have no concern for the ruined credit, and destroyed lives of their victims. As long as they get what they want, everything is peachy.
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Old 10-10-2008, 02:28 PM
 
12,867 posts, read 14,887,946 times
Reputation: 4459
Quote:
Originally Posted by techienomad View Post
Just to add fuel to fire, how about illegals getting a mortgage, then refinancing and taking cash out? Not only leaving everyone high and dry, but extracting cash to take back. It has happened, now look what's going on - quick rush to bailout. Hence, the meltdown.
just to add more fuel to the fire, how about illegals taking cash out mailing it to benefit their own country's economy and then being bailed out by the federal government for the full purchase price of that home by the taxpayers......
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Old 10-10-2008, 02:37 PM
 
16,087 posts, read 41,085,605 times
Reputation: 6376
Quote:
Originally Posted by ddana View Post
Oh yes, it could be on your street. Yes, there is a family of illegals on our street. They bought in 2005, interest only payment. They got a 'liar' loan application. They worked as house cleaners and their employer lied about their work salaries. Since buying the house they have NEVER paid taxes on their house and their loan company went belly up. They make their payments of interest only to a holding company until the mortgage is purchased by a lender. They can't get a refinance because the taxes are in arrears some $8,000. They are only marking time until they lose the house or the government comes up with some type plan that will save them. Fair? No, not to the rest of us who pay their mortgages and taxes on time, and struggle to do so. No plan for us!
Does the IRS know about these people?
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