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10-16-2007, 09:11 PM
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Junior Member
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Join Date: Oct 2007
5 posts, read 4,793 times
Reputation: 10
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Renter's insurance?
I was talking about moving to Illinois (Rockford/Rockton/Dekalb area) with my girlfriend and she mentioned something about the state requiring renters insurance or something. Any info regarding that?
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10-16-2007, 09:17 PM
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Middle American
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Join Date: Jul 2006
Location: Midwest
1,907 posts, read 2,300,463 times
Reputation: 279
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You should always have renter's insurance.
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10-16-2007, 09:22 PM
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Junior Member
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Join Date: Oct 2007
5 posts, read 4,793 times
Reputation: 10
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Quote:
Originally Posted by M TYPE X
You should always have renter's insurance.
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I'm sure it can certainly help a body, but I'm asking if it's required on the state of Illinois. |
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10-16-2007, 09:23 PM
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Senior Member
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Join Date: Dec 2006
Location: Near West Burbs, IL
625 posts, read 811,970 times
Reputation: 137
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Nope, not required.
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10-16-2007, 09:47 PM
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Senior Member
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Join Date: Mar 2007
Location: Chicago
2,483 posts, read 2,699,371 times
Reputation: 528
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It isn't required, but you should get it!
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10-17-2007, 01:55 AM
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Member
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Join Date: Apr 2007
Location: Illinois
37 posts, read 58,450 times
Reputation: 23
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Renter's insurance is really cheap, and is something you should really consider. My policy is something like $50 for 6 months through American Family, which also gives me a slight discount on car insurance. I haven't had to make any claims, but if I were to be broken into, it'd be the only way to recover my costs.
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10-17-2007, 01:56 AM
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Member
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Join Date: Apr 2007
Location: Illinois
37 posts, read 58,450 times
Reputation: 23
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Forgot to add that Illinois IS a mandatory car insurance state though, and this is new to a lot of folks.
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10-17-2007, 07:26 AM
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Junior Member
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Join Date: Oct 2007
5 posts, read 4,793 times
Reputation: 10
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Thats not so bad. Thanks for the help!
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10-17-2007, 08:30 AM
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Senior Member
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Join Date: Jul 2007
929 posts, read 793,862 times
Reputation: 126
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The big thing to remember about renter's insurance is NOT that it protects your beat up old couch or crumbling TV, but that it gives you LIABILITY insurance should a fire in your apartment end up burning down the neighbor's house.
It really is a good idea.
p.s. Many leases REQUIRE that you get renters insurance for just this reason.
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10-17-2007, 08:39 AM
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Senior Member
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Join Date: Mar 2007
Location: Chicago
2,483 posts, read 2,699,371 times
Reputation: 528
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Also, it covered us when my boyfriend lost his cellphone....
It will also cover laptops, etc, if they are stolen from places other than your home.
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