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According to the city-data crime figures, Owensboro is significantly safer from crime than Evansville. It also seems like a good compromise between rural and urban. There's a cornfield one mile from the mall. The mall itself is only average, with Sears, JCPenney, Macy's, and the usual number of smaller stores. Within short walking distance of the mall are a lot of other stores such as Best Buy, Sams Club, Office Depot, Home Depot, Lowes, Hobby Lobby, Target, Walmart Supercenter, etc. There are way more restaurants and fast food places than you could visit in a year, and most of them have very good prices. Even McDonalds seems to have lower prices in Owensboro than most other cities. There are lots of discount stores, such as Big Lots, etc. There are two Walmart Supercenters.
The biggest problem with moving to Owensboro right now is that jobs are only available through temp agencies. Lots of companies are hiring temps, but they don't want to commit to hiring anyone on a permanent basis, because they don't know how the economy is going to go. Getting a permanent job in Owensboro at this point is a three-step process. First you find the right temp agency to get hired at the company you want to work for. Then you go to work there everyday with a good attitude and good work habits. Then, if you're lucky, they will eventually hire you just because they can see from your work and attitude that you would be an asset to them. But if you try to apply directly to the company you want to work for, instead of a temp agency, you would probably just be wasting your time.
You can get a nice house in a nice neighborhood for around $75K. There are of course much cheaper houses available, if you don't care where you live. You can also get a much bigger house for a lot more money. The $75K houses are mostly 3 bedroom, 1200 square foot, brick houses on concrete slab foundations, with 1/4 acre yards. Owensboro seems to have a surplus of those, which makes their prices much lower than in a lot of other cities.
At first glance house prices in Evansville seem low. But that's because the biggest part of the housing market there is cheap old houses in slum-like neighborhoods. They have very small yards, such as 1/10 acre, and are typically two or more stories tall. If they were in New York City, and were in good repair, a lot of them would cost millions of dollars each. But what you get in Evansville is cheap old houses that have not been kept in repair nor up to date. They typically don't comply with code. Even if you spent a million dollars repairing and upgrading one of them, you would still be in a slum-like neighborhood. So that's one more reason why Owensboro is probably a better choice.
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