U.S. CitiesCity-Data Forum Index
Celebrating Labor Day!
Go Back   City-Data Forum > U.S. Forums > Indiana > Indianapolis
 [Register]
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Jump to a detailed profile or search
site with Google Custom Search

Search Forums  (Advanced)
Business Search - 14 Million verified businesses
Search for:  near: 
 
Old 06-05-2012, 10:14 AM
vzx vzx started this thread
 
16 posts, read 14,444 times
Reputation: 16
Unhappy Home + Auto insurance

We're closing on our house this week and have to decide on a home+auto insurance policy. Being a first time home owner, I don't really know a lot about which insurance company is better. I've had AAA for my auto but never had to file a claim - basically never had to deal with an insurance company.

The two quotes I'm interested in are:

State Farm: ~1200 for home (built in 83, 3200 Sq Ft, Carmel) and ~ 750 for auto (single car, single driver, no accidents/tickets)

Liberty Mutual: ~ 750 for home and ~ 600 for Auto

Obviously the coverages differ slightly in each. but statefarm did not want to decrease their coverage.

Has anyone had any experience with these companies? which one would you recommend or prefer? Need some help from the community
Reply With Quote Quick reply to this message

 
Old 06-05-2012, 11:39 AM
 
2,651 posts, read 5,348,301 times
Reputation: 2533
I have always used Nationwide and have all my insurance thru them to get the multiple policy discount. They have treated us well.
Reply With Quote Quick reply to this message
 
Old 06-05-2012, 11:42 AM
 
2,722 posts, read 1,875,473 times
Reputation: 1204
I have combined Liberty Mutual for auto and home and it's pretty good, cheaper than most. Does that combined also take into account any discounts besides the combined policies? Also look at the deductibles. The higher the deductible the lower the cost. For LM, look at which policy you have, Home Protector plus is good but not as good as it used to be.
Reply With Quote Quick reply to this message
 
Old 06-05-2012, 04:42 PM
vzx vzx started this thread
 
16 posts, read 14,444 times
Reputation: 16
I looked up the policy in detail and actually the liberty mutual quote is from their subsidiary SafeCo. Never heard this name before. Looked them up online and so far the reviews have been negative. But I guess that's the same for every other insurance company as most people only go online to publish negative comments

AAA called and their rates are comparable. 900 for home and 600 for auto. Even more confused now
Reply With Quote Quick reply to this message
 
Old 06-05-2012, 06:16 PM
 
1,999 posts, read 1,083,099 times
Reputation: 759
I second nationwide
Reply With Quote Quick reply to this message
 
Old 06-05-2012, 06:24 PM
vzx vzx started this thread
 
16 posts, read 14,444 times
Reputation: 16
I'll call nationwide tomorrow and see if they can send me a quote. So far I've got comparable quotes from AAA, SafeCo (liberty mutual) and Travelers
Reply With Quote Quick reply to this message
 
Old 06-06-2012, 06:42 AM
 
2,722 posts, read 1,875,473 times
Reputation: 1204
Used to have nationwide until we filed a claim due to the storms in '07 I believe was the year for damage done to the roof. Once we did, they paid for it and then dropped us because we filed a claim. After that, I swore Nationwide would never get another dime from me so we took everything away (They dropped us for home so we took life and auto and told them to gth!)
Reply With Quote Quick reply to this message
 
Old 06-06-2012, 08:35 AM
vzx vzx started this thread
 
16 posts, read 14,444 times
Reputation: 16
Decided to go either with travelers or AMICA. Leaning more towards AMICA. Yearly premium difference is about $300. Not a lot in the grand scheme of things.
Reply With Quote Quick reply to this message
 
Old 06-06-2012, 08:41 AM
 
Location: 46201
6,636 posts, read 7,153,691 times
Reputation: 3788
I use Traveler's; they've always been overly pleasant to deal with; though I've not filed a claim or anything. They did assist with a billing gaffe though.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram

Over $79,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Indiana > Indianapolis
Similar Threads
View detailed profiles of:

All times are GMT -6.

2005-2014, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 - Top