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i wouldnt say that. its probably a violation of the terms of the card, which means they have every right to cut you off. but i dont think i would say its anywhere near fraud.
i looked into it. good luck finding a place with available vanilla reload cards to sell at all and then letting you buy them with a credit card on top of that. the places i checked always had the vanilla reload rack empty.
I have 3 CVS stores within 1.5 mile of me who have vanilla cards and allow cc reloads.
There's no such thing as borderline fraud, it's fraud or it's not and this is not fraud or illegal nor is it technically outlined in their TOS. That said they write TOS vague so they can change terms and or shut you down at any time for anything so if they catch on they will block future CC reloads but they will not shut your card down. I really see no downside to it.
Cc company called me today inquired about my ourchases. Told them i was buying gift cards for apple ok thanks ran out and bought another 500 vanilla card
I see no problem in getting a ton of points via these cards provided that it's something that you'll normally be paying for anyways.. the Prepaid Cards just allow you to pay for them with a credit card and get points for them then write a check using the amount you charged. That way, you can pay rent, college tuition, a new car, or even a new house and get points for it.
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