Universal Life Policy...question!!!

[don6170]

Originally Posted by Big-Bucks

You seriously need to hire a fee-only fiduciary for a one-time consultation before you take the advice of a commission-based "adviser". Fee-Only Financial Advisors Home - NAPFA - The National Association of Personal Financial Advisors

Don't most of the NAPFA advisers prefer to do money management vs one time services? I've heard that the folks through Garrett Planning Network » Welcome To Garrett Planning Network offer services for an hourly/flat rate.

[Big-Bucks]

Originally Posted by don6170

Don't most of the NAPFA advisers prefer to do money management vs one time services?

I'm sure. There's more money to be made by being as asset manager. And you have to say no to them if they try to talk you into managing your money. You tell them up front that you just want to come up with a "game plan".