Mutual funds - need advise (bond, 401k plan, Fidelity, investor)

[RMMM]

I have an 401k plan through my employer. As for now, my portfolio suffer negative 21%. Should I just wait for recovery or switch the funds? Any recommendations?

See attachments for details.

[Lowexpectations]

Originally Posted by RMMM

I have an 401k plan through my employer. As for now, my portfolio suffer negative 21%. Should I just wait for recovery or switch the funds? Any recommendations?

See attachments for details.

When did you start your 401k? Vot is down 8% ytd, -1% last year +13% the year before, the data looks off for mabax too unless you started investing on maybe the worst day last year

[RMMM]

Originally Posted by Lowexpectations

When did you start your 401k? Vot is down 8% ytd, -1% last year +13% the year before, the data looks off for mabax too unless you started investing on maybe the worst day last year

April 09, 2015. It is on attachment 2.

[organic_donna]

What other choices do you have? How old are you and at what age do you plan on retiring?

[organic_donna]

Not a very highly rated fund on US News.
BlackRock Basic Value Fund (MDBAX) | US News Best Mutual Funds

[RMMM]

Originally Posted by organic_donna

What other choices do you have? How old are you and at what age do you plan on retiring?

Choises: AIEVX, BEGRX, CHTTX, DFEVX, DFFVX, DFIVX, DFSTX, DIEQX, DIPSX, DODFX, DODGX, FCNTX, FFAAX, FIHBX, FLMVX, FLSAX, FNIAX, FRSGX, GOIOX, GTSVX, JDVWX, JEACX, JECIX, JEFSX, JEMUX, JEQAX, JESGX, JESIX, JESNX, JESTX, JESVX, JETSX, JEUTX, JEVLX, JFIVX, JHUPX, JIADX, JIBCX, JICDX, JICPX, JIEMX, JIEQX, JIGDX, JIHDX, JIHLX, JIIMX, JIMSX, JINRX, JIQBX, JIREX, JIRRX, JISOX, JISVX, JITRX, JIVIX, JTBMX, KSCVX, LVOAX, MABAX, MALOX, MDISX, MITHX, NYVTX, ODVYX, OIBYX, OIGYX, OPPAX, PAALX, PADMX, PASTX, PAXWX, PCRRX, PEGZX, PENNX, PRFDX, PRHSX, PRILX, PRSVX, PRTNX, PRWCX, PTTAX, RCWFX, RERFX, RFNFX, RGAFX, RGRUX, RGVFX, RICFX, RIDFX, RIRFX, RLBFX, RNPFX, RNWFX, RPSIX, RSLFX, RWIFX, RWMFX, RYPNX, SAGYX, SRVEX, TEMWX, TGLDX, TPINX, TWHIX, VEXRX, VGELX, VIGAX, VOE, VOT, VSGAX, VSIAX, VVIAX, WASAX

I plan to retire in 20-25 years or die before that ) I'm in my late 30s.

[RMMM]

Originally Posted by organic_donna

Not a very highly rated fund on US News.
BlackRock Basic Value Fund (MDBAX) | US News Best Mutual Funds

I have MABAX. I believe it is also not good.

[organic_donna]

I can't look up all these call letters. Do you have the names of the funds?

DODGX is good.

[RMMM]

Originally Posted by organic_donna

I can't look up all these call letters. Do you have the names of the funds?

DODGX is good.

So, do you recommend to switch from MABAX to DODGX right now?

List:
JH Thru 2055 Active Strategy*13 114 126
JH Thru 2050 Active Strategy*111 13 125 114 97
JH Thru 2045 Active Strategy*111 46 13 101 125 114
JH Thru 2040 Active Strategy*111 46 13 101 125 114
JH Thru 2035 Active Strategy*111 46 13 101 125 114
JH Thru 2030 Active Strategy*111 46 13 101 125 114
JH Thru 2025 Active Strategy*111 46 13 101 125 114
JH Thru 2020 Active Strategy*111 46 13 101 125 114
JH Thru 2015 Active Strategy*111 46 13 101 125 114
JH Thru 2010 Active Strategy*111 57 46 13 101 125 114
JH Ret To 2055 Managed Port*13 114 126
JH Ret To 2050 Managed Port111 13 125 114 97
JH Ret To 2045 Managed Port111 2 13 101 125 114
JH Ret To 2040 Managed Port111 2 13 101 125 114
JH Ret To 2035 Managed Port111 2 13 101 125 114
JH Ret To 2030 Managed Port111 2 13 101 125 114
JH Ret To 2025 Managed Port111 2 13 101 125 114
JH Ret To 2020 Managed Port111 2 13 101 125 114
JH Ret To 2015 Managed Port*99 111 2 13 101 125 114
JH Ret To 2010 Managed Port*99 111 2 13 101 125 114
Asset Allocation - Lifestyle

JH LS Agg Active Strategy*68 13 101 125
JH LS Grow Active Strategy*68 13 123 101 125
JH LS Bal Active Strategy*68 13 123 101 125 9
JH LS Mod Active Strategy*68 13 101 125 31
JH LS Con Active Strategy*68 13 101 125
Guaranteed Income Feature
SELECT AA Growth*22 35 13 133 123 101 135 127 91
SELECT AA Balanced*22 133 35 13 101 135 127 91
SELECT AA Moderate*22 133 35 13 101 135 127 91
SELECT AA Conservative*22 133 35 13 101 135 127 91
Aggressive Growth
Tocqueville Gold Fund*123 118
Natural Resources Fund*13 112 14 38 73 131
DFA Emerging Markets Value
Royce Opportunity*36 39
Vanguard Energy Fund*34 14 125 120
Fidelity Adv Leveraged Co Stk*3 120
DFA International Value
International Value Fund*23 13 47 9 73
PIMCO Commodity Real Return97
DFA US Targeted Value Fund*25
Keeley Small Cap Value*7
Dodge & Cox International St*71 97
International Core Fund*79 13 70 73 74
T. Rowe Price Sci & Tech*14 62
Aston/Fairpointe Mid Cap Fund103 104 87
New Opportunities Fund*13 47 49 38 16 123 149 73 41 75
Intl Small Cap Fund*13 71 73 41
Vanguard Small Cap Grow Index125 41 120
Oppenheimer Developing Mkt56 71 21
Small Cap Growth Fund*22 13 91 41 53
Intl Equity Index Fund*22 110 13 15 29 91 76 21
DFA U.S. Small Cap Fund*31 54
Mid Cap Stock Fund*23 13 47 90 73 41
Small Cap Index Fund*22 13 101 29 91 76
Science & Technology Fund*22 122 57 13 14 91 92 62
Vanguard Explorer Fund*125 39 120
Franklin Small-Mid Growth
Oppenheimer Global*56 29 81 130
Templeton World*80 81 41
EuroPacific Growth Fund*47 38 61 40 85 41 65
Legg Mason ClearBr Agg Growth8 19 81 74
Royce Pennsylvania Mutual Fund*97
Oppenheimer Intl Growth Fund3 129
Small Company Value Fund*13 73
Invesco Small Cap Growth*44 67 57 17 18 130
SMALLCAP World Fund*37 61 65
American Century Heritage*87 54
Vanguard Mid-Cap Growth ETF123 139 118 119 76
New World Fund*37 61 65
Real Est. Securities Fund*57 13 14 73
T. Rowe Price Health Sci*12 57 14
Financial Industries Fund*22 132 12 13 14 15 91 131
Growth
Ivy Asset Strategy Fund*33
Vanguard Small Cap Value Index125 120
Lord Abbett Value Opps Fund*99 87
Fundamental All Cap Core Fund22 13 101 103 5 38 91 50
T. Rowe Price Sml Cap Val*12 59 130
John Hancock Intl Growth*13 131
Mid Cap Index Fund*22 57 13 101 48 91 82 76
Dodge & Cox Stock Fund*97
Victory Diversified Stock*7
Small Cap Value Fund*22 23 13 91 53
Invesco International Growth110 57 73 53
BlackRock Basic Value*87
Value Fund*77 22 13 123 106 91
Capital World Growth & Income37 61 65
All Cap Core Fund*22 13 58 91
John Hancock Disciplined Value123 106 130 87
Blue Chip Growth Fund*57 13 90 117 73
Vanguard Mid-Cap Value ETF*123 139 118 119 76
New Perspective Fund*37 61 65
Capital Appreciation Fund*12 57 13 15 115 106 73 85
John Hancock Select Growth*99 132 13 7 131 120
Mid Value Fund*22 13 91 41 53 31
Massachusetts Investors Fund33
The Growth Fund of America*99 38 9 61 40 65
Fundamental Investors*37 61 31 65
JPMorgan US Equity Fund*147 138
Domini Social Equity*51 64 20 43
Vanguard Growth Index Fund125 98
Total Stock Market Index Fund22 13 101 29 91 76
Pru Jennison Mid Growth Fund*4 71
Utilities Fund*22 12 13 14 115 91
Growth & Income
Equity Income Fund*13 73 31 54
Vanguard Value Index Fund*125 98
T. Rowe Price Equity Inc*30 31 130 54
500 Index Fund*22 110 13 101 91 9 76
FT Founding Funds Allocation132 7 61
Investment Company of America*38 61 40 65
JPMorgan MidCap Value Fund*12 71 32
Franklin Mutual Beacon Fund132 61 96 41
Fidelity ContraFund
Fidelity Adv New Insights*137 7 120
Mutual Global Discovery*132 61 42
Parnassus Core Equity Fund*33 132 148
Pax World Balanced Fund*1
Washington Mutual Investors*38 61 40 65
BlackRock Global Allocation*57 3 63
U.S. Equity Fund*57 13 107 9 73 53
T. Rowe Price Cap Appreciation87
American Balanced Fund*38 61 50 40 31 65
Capital Income Builder*99 37 61 65
Income Fund of America*37 61 65
PIMCO All Asset*115 39
Fundamental Large Cap Value*13 101 102 5 117 73
Income
Templeton Global Bond Fund*87
Oppenheimer Intl Bond*56 7
High Yield Fund*45 13 69 115 73 54
Strategic Income Opp Fund*22 13 101 48 15 39 91 8
PIMCO Global Bond*55 34
Global Bond Fund*13 73
Federated High Yield Bond*88 87
Real Return Bond Fund*13 38 73
PIMCO Real Return*124 38 128
DFA Inflation-Protected Sec*87
Capital World Bond Fund*37 61 65
U.S. High Yield Bond Fund*45 13 73 41 53
T. Rowe Price Spectrum Inc
Investment Qual Bond Fund*13 73
Fidelity Advisor Total Bond*147 138
Active Bond Fund*13 69 73 10
Core Bond Fund*13 106 73 53
Total Bond Market Fund*22 110 24 13 6 91 72
US Government Securities*99 37 61 65
Conservative
John Hancock Stable Val*143 89 13 26 27 39 52 142

[organic_donna]

First you have to decide on your asset allocation. Most people have a a variety of Large Cap, Mid/Small Cap and International funds. Then they add some Bond funds to the mix. You have to do your homework. Start by looking up asset allocation options. Once you decide on a that, then you have to research your various fund choices. It takes a lot of time and effort, but it's important. In my opinion you have way too many choices.

I would not Feel comfortable recommending a move in or out of your funds. I am not a professional by any means. We had DODGX at my 401K so I am familiar with it. I use US News to rate my funds.

I am sure at some point that mathjak will chime in.