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Old 10-24-2016, 07:44 AM
 
Location: Florida & Cebu, Philippines
2,805 posts, read 3,252,806 times
Reputation: 2910

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It depends on how much money it is, if a lot and to be held for a while, then some credit unions pay 1% or more, otherwise Fidelity has a cash management checking/ATM account so you can invest quickly anytime you find something you wish to buy.
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Old 10-26-2016, 11:34 AM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,691 posts, read 58,004,579 times
Reputation: 46171
Quote:
Originally Posted by Lowexpectations View Post
Did you read the OP? It said this money is to be put into the market but not all at once
precisely... that is what I do... (only at the current issue / rates (NOT in volatile times, as noted) ... because returns elsewhere are so anemic)

I keep investment destined cash in total market and bleed off to specialized investments, as they come up.

You / OP may desire to do something completely different...

This is a forum, there are all kinds of options. (opinions)

Not everyone is stamped out of the same mold (except here).

retire early, retire often! (not everyone does that either it takes 'high(er) expectations' / risk / reward) YDMV

Last edited by StealthRabbit; 10-26-2016 at 11:43 AM..
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Old 10-26-2016, 01:15 PM
 
Location: SoCal
20,160 posts, read 12,752,657 times
Reputation: 16993
I sell out of money put on the market, I have no intention to buy anything. But if the market drop to the low level, I don't mind getting assigned.
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Old 10-26-2016, 04:50 PM
 
26,191 posts, read 21,572,016 times
Reputation: 22772
Quote:
Originally Posted by StealthRabbit View Post
precisely... that is what I do... (only at the current issue / rates (NOT in volatile times, as noted) ... because returns elsewhere are so anemic)

I keep investment destined cash in total market and bleed off to specialized investments, as they come up.

You / OP may desire to do something completely different...

This is a forum, there are all kinds of options. (opinions)

Not everyone is stamped out of the same mold (except here).

retire early, retire often! (not everyone does that either it takes 'high(er) expectations' / risk / reward) YDMV

I didn't say you couldn't have an opinion but it's not relevant to the question asked
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Old 10-27-2016, 01:12 PM
 
7,635 posts, read 8,701,274 times
Reputation: 4481
To elaborate: there are a number of equity mutual funds and a couple etfs that I intend to own a certain amount of each. They are not index funds. I'm only owning a portion of my target amount. The cash is reserved for this purpose, to continue to buy them once in a while (not necessarily waiting for a market crash). So it has to be liquid enough. That's why it's been sitting there earning nothing for more than a year. Thanks for all the input (and sorry for not being clear).
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Old 10-30-2016, 08:49 AM
 
3,925 posts, read 4,127,736 times
Reputation: 4999
How old is the investor?
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Old 10-30-2016, 04:29 PM
 
1,870 posts, read 1,900,685 times
Reputation: 1384
I truly can't imagine why I would care about my cash as long as it's safe.

My cash in the bank is FDIC insured. My brokerage cash for regular stock transactions is like a short sale. It's there because I'm making a trade in the reverse direction. I can xfer $$$ from broker-bank and bank-broker click-click. It's a different world. Anyone who doesn't remember the "old days" is a whippersnapper.

When I used to earn something on the cash, I liked it more, but now, earn 0.1% or 1.0% -- what's the difference? If you care, you are way the heck in a higher tax bracket than me and your trades are bigger than my accounts.

Yeah, I really don't want to have a measly $50 million sitting around only earning $400/mo when I could be earning $4k. It pays my caviar bills, fer cryin' out loud.

I ... me ... truly can't imagine caring.
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