Invest $130,000 (bond, fund, stocks, money)

[lpranger467]

Whats the best short term investment for this amount ? by short term I mean likely 2 years. I've searched CD's but I was hoping for higher than 1.5%

[TwoByFour]

Short term, minimal risk, investing is not going to pay much so if you found 1.5% that is probably it. If you want more return, you will have to take on more risk which usually means your might not be able to recover your principal in 2 years. You might have to wait for 3 years. Or 4. If you are willing to take on that risk, then you can get more by sticking your money into stocks or higher-yielding bonds.

[lpranger467]

Thanks, I kind of figured this would be the case but I was hoping for a secret pill none the less. I guess a CD is what it will be because I cant lose any principal.

Originally Posted by TwoByFour

Short term, minimal risk, investing is not going to pay much so if you found 1.5% that is probably it. If you want more return, you will have to take on more risk which usually means your might not be able to recover your principal in 2 years. You might have to wait for 3 years. Or 4. If you are willing to take on that risk, then you can get more by sticking your money into stocks or higher-yielding bonds.

[Big-Bucks]

Here's a 20/80 index fund that automatically rebalances...
https://finance.yahoo.com/quote/VASIX?ltr=1

[mathjak107]

short term i would stay away from stocks and bonds . there is to much risk in just throwing it in a short term bond fund . they are effected most by the fed action .