Quote:
Originally Posted by GolfingCat
I've heard that fidelity will nickel and dime you with fees. Anyone know about this?
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like all business's if the account gets to small there will be charges . I have never had a fee for anything in 30 years .
fidelity
Retirement Accounts and HSAs
Annual Fees $25 per year for SIMPLE IRAs; deducted from account
(usually in November) unless employer has already paid separately.
Fidelity may deduct an administrative fee of $12 per quarter ($48 annually)
from your Fidelity HSA; waived for households that meet certain asset
minimums at Fidelity.3
The administrative fee will not be deducted if it’s
paid by your employer.
Close Account $50 per account for Fidelity IRAs (excluding SIMPLE
IRAs), Fidelity Retirement Plan (Keogh) Accounts
Check Ordering HSAs will be subject to a fee of $10 per order of
25 checks.
All Accounts
Mutual Fund Low Balance Fee $12 per year for each noncore
Fidelity fund under $2,000; other policies described below
Bank Wire $10 per online transaction, $15 per transaction via
form or representative; waived for households that meet certain asset
and trade minimums at Fidelity 2
Foreign Currency Wires up to 3% of principal; charged when converting
USD to wire funds in a foreign currency
Foreign Dividends /Reorganizations 1% of principal; charged when a
dividend is paid or a reorganization event occurs on a foreign asset held in
an account in USD
Voluntary Reorganizations $38 per transaction; applies to voluntary
transactions such as exercising rights or warrants, participating in tender
offers, bonds or preferred stock; waived for households that meet
certain asset and trade minimums at Fidelity 2
Nonretirement Accounts
Checkwriting $15 per returned check or stop-payment; nominal fees
may apply for services such as check reorders, copies of checks, and
specialty check orders
Debit Card and ATM Fees There is no annual fee for the Fidelity® Visa®
Gold Check Card or the Fidelity HSA® debit card. Fidelity does charge
$1.00 for every ATM transaction above five each month. You may also
be charged separate fees by other institutions, such as the owner of the
ATM. Note: You cannot use the Fidelity HSA® debit card at an ATM.
If you qualify for Premium, Private Client Group, or have household annual
trading activity of 120 or more stock, bond, or options trades, Fidelity will
not charge an ATM transaction fee and will reimburse itemized domestic
fees charged when using the card at ATMs displaying the Visa®, Plus®,
or Star® logos. Eligibility for these fee waivers and reimbursements is
determined based on asset levels as of the end of each business day, and
will be applied the following day. If your eligibility changes, your account
may be charged the applicable fees without notice. Any reimbursements
will be credited to your account the same day an ATM fee is debited from
the account. In rare instances, ATM owners may not itemize fees, which
may cause disruption of individual automatic rebates. Should this occur,
please contact Fidelity. Note: There is a foreign transaction fee of 1% that
is not waived or reimbursed, and will be included in the amount charged
to your account.
The Fidelity® Visa® Gold Check Card and Fidelity HSA® debit card are
issued by PNC Bank, NA, and administered by BNY Mellon Investment
Servicing Trust Company, which are not affiliated with Fidelity.
Late Settlement $15 per transaction; charged when a securities
purchase settles one or more days late due to insufficient funds being
available in your account
Transfer Limited Partnership Positions $75 per partnership;
applies only when moving a holding in an unregistered partnership to
your account
Transfer and Ship Certificates $100 per certificate; applies only to
customers who have certificate shares reregistered and shipped; waived
for households that meet certain asset and trade minimums at Fidelity2
Cashier’s Check $10 Available by overnight delivery to customer’s
address by calling a Representative, or in person at the Boston Congress
St. Investor Center. Cashier’s Checks, which are purchased with funds
from a Fidelity account, are subject to a $10 fee (waived for Gold-level
accounts)
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