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View Poll Results: MerillEdge guided investment losing money, so far 1.83% lost
Keep the money until stocks prices rise 0 0%
Sell everything off 2 33.33%
Wait a bit longer, 1.83% is not a big deal 4 66.67%
Voters: 6. You may not vote on this poll

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Old 10-04-2018, 06:11 PM
 
13 posts, read 6,801 times
Reputation: 10

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Hello,


I decided to try the MerillEdge Guided investment but it has been losing money, it has some Vanguard stocks and iShares mostly but I have never seen that account have more than the original amount, it sounds like I am better off doing the CDs and Treasury Funds I was doing before, so far it has lost 1.83% of its value, is it better to hold and wait even if it loses more money until the prices rise eventually or is it better to sell off or should I just wait a big longer? This is what I have on my portfolio:


I have been investing with them for like 2 months and in 2 months, I have lost 1.83%, it is driving me crazy but I dont know if that is normal since I have never invested before. This is what I have on my porfolio:

VANGUARD TOTAL INTERNATL

ISHARES US TREASURY BOND

VANECK VECTORS HIGH-

ISHARES CORE S&P SMALL

ISHARES CORE S&P U.S.

ISHARES CORE S&P

SPDR BLMBRG BRCLY

ISHARES NATIONAL MUNI

ISHARES BROAD USD INVST

VANGUARD FTSE DEVELOPED

VANGUARD MORTGAGE-BACKED

VANGUARD FTSE EMERGING


Thanks.

Last edited by latinomanz; 10-04-2018 at 07:01 PM..
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Old 10-04-2018, 06:52 PM
 
Location: Vienna, VA
654 posts, read 423,945 times
Reputation: 680
How long have you been investing in this fund? If more than 1 year, okay yea that sucks. Is it all stocks or are there bonds too?
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Old 10-04-2018, 07:00 PM
 
13 posts, read 6,801 times
Reputation: 10
I have been investing with them for like 2 months and in 2 months, I have lost 1.83%, it is driving me crazy but I dont know if that is normal since I have never invested before. This is what I have on my porfolio:

VANGUARD TOTAL INTERNATL

ISHARES US TREASURY BOND

VANECK VECTORS HIGH-

ISHARES CORE S&P SMALL

ISHARES CORE S&P U.S.

ISHARES CORE S&P

SPDR BLMBRG BRCLY

ISHARES NATIONAL MUNI

ISHARES BROAD USD INVST

VANGUARD FTSE DEVELOPED

VANGUARD MORTGAGE-BACKED

VANGUARD FTSE EMERGING
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Old 10-05-2018, 02:43 AM
 
106,668 posts, read 108,810,853 times
Reputation: 80154
equities are long term investments . if you are not prepared to let them run for many years you do not belong in investments that are volatile .
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Old 10-05-2018, 04:07 AM
 
1,767 posts, read 1,742,766 times
Reputation: 1439
When you post the investments also put in the allocation percentages, that could show where you have a higher concentration for example international equities have struggled.
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Old 10-05-2018, 04:39 AM
 
106,668 posts, read 108,810,853 times
Reputation: 80154
Quote:
Originally Posted by latinomanz View Post
Hello,


I decided to try the MerillEdge Guided investment but it has been losing money, it has some Vanguard stocks and iShares mostly but I have never seen that account have more than the original amount, it sounds like I am better off doing the CDs and Treasury Funds I was doing before, so far it has lost 1.83% of its value, is it better to hold and wait even if it loses more money until the prices rise eventually or is it better to sell off or should I just wait a big longer? This is what I have on my portfolio:


I have been investing with them for like 2 months and in 2 months, I have lost 1.83%, it is driving me crazy but I dont know if that is normal since I have never invested before. This is what I have on my porfolio:

VANGUARD TOTAL INTERNATL

ISHARES US TREASURY BOND

VANECK VECTORS HIGH-

ISHARES CORE S&P SMALL

ISHARES CORE S&P U.S.

ISHARES CORE S&P

SPDR BLMBRG BRCLY

ISHARES NATIONAL MUNI

ISHARES BROAD USD INVST

VANGUARD FTSE DEVELOPED

VANGUARD MORTGAGE-BACKED

VANGUARD FTSE EMERGING


Thanks.

it seems like way to many funds with a lot of overlap . i can't imagine a portfolio needing more than 1/2 a dozen funds most of the time
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Old 10-05-2018, 09:21 AM
 
Location: Sector 001
15,945 posts, read 12,285,067 times
Reputation: 16109
My opinion might not be popular but I think we may be on the verge of a flash crash and the market is pretty rich here, but I don't want to give advice to sell and have it backfire.. I am selling my index funds or should I say I have sold them already. I actually believe a 3.5% bond yield might beat stocks over the next 5 years as a whole for long term oriented investors, I think we'll probably have a recession during this time frame and if you went cash right now, you could probably buy an index fund when the dow is trading between 15000-18000 and the Nasdaq 5000-6000 some time during the next 5 years... so does buying and holding an index fund with the market so rich make sense to me?

I'm still holding my energy stocks and my AT&T and a few of my longer term smaller cap growth stocks. Keep in mind I do some pretty short term trading so my opinion could change in a month depending on where the market is at, rates are at, what the economic numbers say, what Trump is saying, etc. Still, my confidence level of a short to mid term selloff is pretty high.

Last edited by sholomar; 10-05-2018 at 09:31 AM..
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Old 10-05-2018, 09:27 AM
 
106,668 posts, read 108,810,853 times
Reputation: 80154
going to cash never makes sense to me . i have been doing this way to long to fall for that thinking . i believe in keeping my equity position and beefing up defensive assets like gold and long term treasuries . you can almost set your watch to long term treasuries soaring if we hit a deep plunge .
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Old 10-05-2018, 09:30 AM
 
13 posts, read 6,801 times
Reputation: 10
Quote:
Originally Posted by oneslip View Post
When you post the investments also put in the allocation percentages, that could show where you have a higher concentration for example international equities have struggled.

I do not have percentages but I got this:


VANGUARD TOTAL INTERNATL
15
$54.1799 Last updated at 11:26 AM ET
ISHARES US TREASURY BOND
10
$24.0899 Last updated at 11:25 AM ET
VANECK VECTORS HIGH-
8
$30.6999 Last updated at 11:26 AM ET
ISHARES CORE S&P SMALL
3
$84.15 Last updated at 11:26 AM ET
ISHARES CORE S&P U.S.
11
$60.8999 Last updated at 11:26 AM ET
ISHARES CORE S&P
19
$56.6094 Last updated at 11:26 AM ET
SPDR BLMBRG BRCLY
2
$35.66 Last updated at 11:26 AM ET
ISHARES NATIONAL MUNI
19
$107.15 Last updated at 11:25 AM ET
ISHARES BROAD USD INVST
10
$52.8995 Last updated at 11:26 AM ET
VANGUARD FTSE DEVELOPED
16
$42.26 Last updated at 11:26 AM ET
VANGUARD MORTGAGE-BACKED
8
$50.4252 Last updated at 11:26 AM ET
VANGUARD FTSE EMERGING
6
$39.1463 Last updated at 11:26 AM ET
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Old 10-05-2018, 09:32 AM
 
13 posts, read 6,801 times
Reputation: 10
Quote:
Originally Posted by mathjak107 View Post
equities are long term investments . if you are not prepared to let them run for many years you do not belong in investments that are volatile .

So, it is better to let these run for many years?
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