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Hi SouthernMom,
The areas you mentioned, Fernandina Beach and Yulee will be primarily single family homes (though there should be some condos, at least in Fernandina?).
Yulee has been kind of a quiet rural area that has seen some growth in the last few years (cheap land....developers started building). From what I've known and seen, the developers were only building single family homes here. There's not a whole lot in Yulee, so if you're planning to work or you like to shop, you'll likely be driving out of area for these things (this is part of why it's one of the least expensive areas around).
Fernandina Beach has more going on, you can get all your basic shopping done here (though you'll probably still be driving to Jacksonville for some of your shopping). There is more to do in Fernandina, there's a cute little downtown with shops and restaurants and of course you have the ocean. You should be able to find some condos in Fernandina, though I don't know any of the names offhand. Again, if you plan to work, there's a good chance you'll be driving out of area.
There's also Amelia Island, considered to be the most upscale of the bunch. Amelia is a beautiful area, but housing of any type is going to be more expensive here.
Where does your family live in Nassau and how often do you plan to see them?
If you don't need to live right near them (if you don't need to see them daily), you might want to consider Jacksonville. There are oodles of condos and townhomes in Jacksonville and more being built all the time. You can find them in all price points, and if you need shopping or employment, this is where the bulk of it is in the region. The drive to Nassau county would be very reasonable for visiting your family if you didn't have to do it every day (and it's a pretty drive too).
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