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Old 06-02-2011, 02:07 AM
 
41 posts, read 44,853 times
Reputation: 173

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Hi all. I have a question I think I already know the answer but some wisdom would be nice.
After a year of unemployment, I had an interview with someone today. He is a financial adviser and is looking for new recruits for his office. The money could be good, however, two things worry me...

1) He wants $99 for a background check. Now, I believe I've read that you should never pay for anything to get a job, so I'm right in being skeptical, right.

2) It is not salary. I need employment as of yesterday but I cannot risk having no income on a job without a salary, right? I am the only wage earner in the house.

Oh, also, different job I heard about. Seemed great except the company doesn't take payroll taxes out. This doesn't seem right. Thoughts?
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Old 06-02-2011, 04:49 AM
 
2,145 posts, read 3,797,832 times
Reputation: 2925
Default hmmmm.

Quote:
Originally Posted by lcsd114 View Post
Hi all. I have a question I think I already know the answer but some wisdom would be nice.
After a year of unemployment, I had an interview with someone today. He is a financial adviser and is looking for new recruits for his office. The money could be good, however, two things worry me...

1) He wants $99 for a background check. Now, I believe I've read that you should never pay for anything to get a job, so I'm right in being skeptical, right.

2) It is not salary. I need employment as of yesterday but I cannot risk having no income on a job without a salary, right? I am the only wage earner in the house.

Oh, also, different job I heard about. Seemed great except the company doesn't take payroll taxes out. This doesn't seem right. Thoughts?
Sounds fishy...I'd move on...
Koale
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Old 06-02-2011, 05:32 AM
 
1,138 posts, read 1,752,873 times
Reputation: 836
You pay for a background check when you apply to rent a home or apartment. You don't pay for one to get a job. This guy is trying to make some extra cash.
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Old 06-02-2011, 06:09 AM
 
Location: East of Seattle, originally from SF Bay Area
17,799 posts, read 25,305,473 times
Reputation: 13697
Scams, both.
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Old 06-02-2011, 06:23 AM
 
70 posts, read 197,169 times
Reputation: 38
financial advising if often a scam....I get calls from met life and other companies all the time...promises of big money but no upfront salary....

paying for your own background check is absurd
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Old 06-02-2011, 08:43 AM
 
Location: The Triad (nc)
19,433 posts, read 32,060,263 times
Reputation: 17147
If the financial advising is real... as in the office of a CERTIFIED Financial Planner
there may be legitimate background questions that could affect bonding and such.

But asking YOU as an applicant to fork over the background check cost is outrageous, and
a CERTIFIED Financial Planner operates on a fee basis not commission.

Next!
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Old 06-02-2011, 01:03 PM
 
8,269 posts, read 7,196,326 times
Reputation: 4645
Yup, he's no different than the little cardboard signs stuck in the ground near freeway exits saying "Real Estate Investor looking for Apprentice" move on.
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Old 06-02-2011, 04:58 PM
 
18,858 posts, read 19,643,170 times
Reputation: 25266
Forget it. If the job was salary, I would say maybe...but for commission? No way. After all, he can pocket the money, tell you that you did not pass the background check, and there you go, out on everything.
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Old 06-02-2011, 05:12 PM
 
4,919 posts, read 12,961,619 times
Reputation: 5923
Quote:
Originally Posted by MrRational View Post
and
a CERTIFIED Financial Planner operates on a fee basis not commission.
That turned out to be the biggest public relation scam of the entire CFP thing. It turns out most were commission sales people. They hawked products that paid them high commission. Now if you go to a CFP they must provide you a form that tells you that they could very well be getting lucrative commissions from the companies who products they are telling you to buy. Some got those commissions while still charging you a fee as if the advice was independent. CFP turned out to be a marketing scam.
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Old 06-02-2011, 07:48 PM
 
Location: NJ
17,579 posts, read 25,648,776 times
Reputation: 15615
Run away.
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