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Hi all. I have a question I think I already know the answer but some wisdom would be nice.
After a year of unemployment, I had an interview with someone today. He is a financial adviser and is looking for new recruits for his office. The money could be good, however, two things worry me...
1) He wants $99 for a background check. Now, I believe I've read that you should never pay for anything to get a job, so I'm right in being skeptical, right.
2) It is not salary. I need employment as of yesterday but I cannot risk having no income on a job without a salary, right? I am the only wage earner in the house.
Oh, also, different job I heard about. Seemed great except the company doesn't take payroll taxes out. This doesn't seem right. Thoughts?
Hi all. I have a question I think I already know the answer but some wisdom would be nice.
After a year of unemployment, I had an interview with someone today. He is a financial adviser and is looking for new recruits for his office. The money could be good, however, two things worry me...
1) He wants $99 for a background check. Now, I believe I've read that you should never pay for anything to get a job, so I'm right in being skeptical, right.
2) It is not salary. I need employment as of yesterday but I cannot risk having no income on a job without a salary, right? I am the only wage earner in the house.
Oh, also, different job I heard about. Seemed great except the company doesn't take payroll taxes out. This doesn't seem right. Thoughts?
You pay for a background check when you apply to rent a home or apartment. You don't pay for one to get a job. This guy is trying to make some extra cash.
If the financial advising is real... as in the office of a CERTIFIED Financial Planner
there may be legitimate background questions that could affect bonding and such.
But asking YOU as an applicant to fork over the background check cost is outrageous, and
a CERTIFIED Financial Planner operates on a fee basis not commission.
Yup, he's no different than the little cardboard signs stuck in the ground near freeway exits saying "Real Estate Investor looking for Apprentice" move on.
Forget it. If the job was salary, I would say maybe...but for commission? No way. After all, he can pocket the money, tell you that you did not pass the background check, and there you go, out on everything.
and
a CERTIFIED Financial Planner operates on a fee basis not commission.
That turned out to be the biggest public relation scam of the entire CFP thing. It turns out most were commission sales people. They hawked products that paid them high commission. Now if you go to a CFP they must provide you a form that tells you that they could very well be getting lucrative commissions from the companies who products they are telling you to buy. Some got those commissions while still charging you a fee as if the advice was independent. CFP turned out to be a marketing scam.
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hmmmm.
