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Will an employer just not bother if a potential employee has their credit frozen?
I had to do this a couple years ago. I would be more than willing to unlock if the bureau called me but not sure if that would happen or if there is enough time to do it now, I think it has to be in writing. Any ideas appreciated.
Credit bureaus don't alert you when an employer or anyone else runs a credit check, unless you've signed up for alerts, and even then, they alert you after the fact, not before. So the damage will be done by the time you find out about it. And since unfreezing it can only be done in writing, what difference does it make if they call you or not? You won't be able to do anything faster because they've called.
If you're concerned, unfreeze it now and get the process started, at least for future applications. Far fewer companies run credit checks as part of employment screening than the general public believes. Most are more interested in verifying your employment and education history, which cannot be gleaned from a credit report.
I had always warned potential employers that I had a freeze in place and to let me know if they were going to run a credit check. It takes all of a minute to get it thawed if you have your pin number.
@kodaka - They issue you a pin number and have a "credit freeze page" and it only takes a minute to thaw the credit.
Ok I took care of it. I guess I just needed someone to say I needed to do it. I didn't have the state level just bureau monitoring so good to go. thanks
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