U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Work and Employment > Job Search
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 12-20-2013, 05:12 AM
 
15,397 posts, read 17,665,120 times
Reputation: 13534

Advertisements

Take the new job. There are lots of high paying positions in insurance companies and you will work your way up and be making into the $50k-$80k range eventually. There are many insurance companies and once you get the 1-2 years of insurance industry experience, all the others will want you as well. Or maybe you stay with this new insurance company for 10 years. There is no ceiling as far as pay and opportunities in the insurance industry.

Take it. Congrats. In 3 years you will look back at this decision and you will be very thankful you chose a career in the insurance industry.

In a nutshelf, this is why you should take it: fewer hours per week, 8 additional vacation days, slight pay increase, massive opportunity for advancement.
Reply With Quote Quick reply to this message

 
Old 12-20-2013, 07:47 AM
 
6,562 posts, read 3,110,130 times
Reputation: 6064
Quote:
Originally Posted by nolegirl82 View Post
The only thing holding me back is the pay. I was hoping for at least $14 since that would have been my pay had I stayed at my current job.
Realistically, a raise of $1069 is practically worthless......after taxes a couple of dollars a day. Then youre topped out.

Tighten your belt if you are having trouble making ends meet, take the job and don't look back.

Lots of times in life you have to take a step back, down or sideways to get to where you really want to be. Better to do that when you're younger then to be 50 sitting in the same dead end job wishing you had gone for the opportunity.

Good luck.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 07:50 AM
 
5,924 posts, read 6,737,278 times
Reputation: 15277
Money is just about the same....

BUT, Rental Car Company (Tiny--even though they seem BIG because it is a big brand name)with very little future.... versus BIG insurance company with a huge footprint/future.

Take the insurance job and work like hell to get promoted.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 07:54 AM
 
Location: The Carolinas
2,008 posts, read 2,023,484 times
Reputation: 6104
Take the insurance job.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 08:01 AM
 
34 posts, read 63,678 times
Reputation: 10
Thanks to you all for your responses. After reading and thinking, I decided to take the new job. Well, now there is another issue that has stopped me dead in my tracks again; the health insurance package the new job offers. Currently (actually starting next year if I stay at my current job), I will have a $500 deductible, with dental and vision.
If I choose the new job, while the dental and vision is pretty much the same as I already have, my health insurance deductible will go up to $1500 with NO benefits even for prescriptions until that deductible is met. I have rheumatoid arthritis and have to see my rheumatologist every three to six months, as well as pay for monthly meds (three of them taken daily). I can't afford the office visits in full, the blood work, AND the medications every visit, not with the small salary they are offering. I looked into the HSA, but I wouldn't make enough to be able to save. I'd rather not have a deductible at all, buy $1500 will take me forever and I since I only see my doctor about 4 times per year, I'll never have health benefits. Now I don't know what to do.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 08:37 AM
 
Location: Chicago area
8,827 posts, read 13,330,458 times
Reputation: 16017
Can you counteroffer?
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 08:48 AM
 
34 posts, read 63,678 times
Reputation: 10
Quote:
Originally Posted by MSchemist80 View Post
Can you counteroffer?
I tried. The recruiter stated the pay is firm and non negotiable.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 08:52 AM
 
Location: Mt. Lebanon
1,844 posts, read 1,949,515 times
Reputation: 1899
If I were you I'd think long term. If you took the job, where is this going to lead you? Will you have more opportunities for advancement? The raise itslef is negligible but if the job might actually lead you somewhere or if the experience you are going to get will be good enough to land you another even better job later I'd say, sure, go for it.
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 09:32 AM
 
34 posts, read 63,678 times
Reputation: 10
Does anyone have any advice on the health insurance dilemma? This is important to me since I see a specialist 3-4 times per year. I'm stuck between a rock and a hard place because of this now...
Reply With Quote Quick reply to this message
 
Old 12-20-2013, 09:51 AM
 
371 posts, read 621,826 times
Reputation: 375
Well, now you know how you are going to spend your raise. The second one still sounds better, but only you know what is right for you. Health insurance benefits are never going to be stagnant nor particularly predictable, and they are only going to get worse for employees. Personally, I still think your future is brighter with the new company given the way you've described the scenarios.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Work and Employment > Job Search
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top