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For employment, I have no problem with using credit record for jobs that involve opportunities for financial fraud, such as accountants, but even for IT developers. I know of a case where a programmer doing a billing system got away with something for several years before it was caught. People would often pay rounding up, so that if their bill was $227.14 they would pay $228. The cash application program that he wrote would place those additional cents onto his personal account. With 350,000 accounts billed every month it was more than enough to cover his own bill and still leave a couple of hundred credit balance. It was only after a customer service person was busted for tampering with her own account that the auditors looked closely at every employee's account and it was discovered.
uhh, im pretty sure you were watching the movie office space
I once rescinded a job offer because of the applicants poor credit.
She had a really terrible credit score, and the place I was at had been hit hard with internal theft recently. My job had opened up because my predecessor had been caught embezzling.
In addition to a poor credit score, the applicant would have been taking a $10k pay cut to come work for me.
HR left it to me to make the call, and I withdrew the offer.
I have people calling me all the time asking if they can have their tax lien cancelled because it is impacting their employment opportunities.
We only cancel if we made an error in filing the lien otherwise we file a warrant of satisfaction. I have people tell me even if a lien is satisfied it impacts them negatively for employment and of course financing.
There are times that a lien is placed on someone who ends up fixing the issue with either no or a very small payment due but if we followed all the procedures and they ignored us until after the lien went in we satisfy the lien we do not cancel it.
The paperwork for the cancellation states that it was filed in error and if we did not make an error we do not want to send that out.
It takes a long time before we file the lien with significant notice of the process. Many people ignore these notices. Some do not even open the envelops.
The only time I've encountered a credit check that would impact the decision to hire was with TSA. You had to have good finances, supposedly to resist taking bribes and such (or so I was told). Best paying job in the area, and only those who were well enough off could get it. Hmm.
I agree that reading the background check release you signed should clear that up for you.
Yes, at a gas station for cashier job. I really knew nothing about credit back then. Wasn't taught in school. I'd never even heard of identity theft. So I went to a loan place and they pulled my credit report for me and gave me a copy. I was about a quart of a million dollars in debt and had not done any of it. Never had a credit card or anything like that. I was still a teenager. Never could find anyone to help me fix it so after few years of trying I gave up. Dunno how bad it's impacted me for sure, but that was over 20 years ago.
In Illinois it is illegal for most positions as it should be nationwide.
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