Hi Gibby 3000:
I'll try to answer some of your questions. We live in Weatherby Lake, Mo (adjoins Parkville on the North) and our city is a Class C city. Strictly residential....bedroom community of approximately 1600 residents.
Your questions..
1. Parkville to Liberty 20 miles (center to center of cities) 20 miles, 27 - 40 minutes depending on weather and traffic conditions.
2. I am not certain that all areas have HOA requirements.
3. I cannot definitely say flood insurance is or is not a requirement. In Weatherby Lake it certainly is not. The last instance where a flood occurred was in 1991 (Missouri river "great flood" which affected the city of Riverside, but not Parkville or Liberty.
4. Taxes vary by city, county and school districts. (Parkville is in Platte County and Liberty is in Clay County.
5. Real estate market in the two counties remains reasonably strong. Platte County seems to have a slight positive edge over Clay County. Generally speaking, Liberty and Parkville each are "desirable" areas. Parkville school district is one of the highest rated in the country. Riss Lake subdivision (Parkville) is a fairly new area with homes ranging from low 300's to 2.5 M. Weatherby Lake has a 400 acre lake, restricted to property owners and guests, great fishing, and wonderful "pontoon cruising" (9.9 HP max.) residential area with homes from mid 200's to over 7M.
6. Each of the mentioned communities are within an easy 30 minute or less commute to the airport (Kansas City International) and generally the same commute time to downtown Kansas City, MO.
7. Great highway system for "getting around" the metropolitan area. For all practical purposes, you can travel diagonally (the longest distance) across the Greater Kansas City metropolitan area in 45 minutes to 1 hour at the most (excluding major traffic tie ups and/or significant weather concerns.)
All in all, the specific areas you mention (Liberty and Parkville) as well as what we refer to as the "northland" truly is a convenient and good place to live.
Any other specific questions you may have, you can email me (Jerry)
jwilson75@kc.rr.com