U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Kentucky
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 03-25-2018, 01:37 PM
 
Location: My beloved Bluegrass
19,896 posts, read 14,859,117 times
Reputation: 27634

Advertisements

Quote:
Originally Posted by Peter1948 View Post
Shelby County or Oldham County. Still rural but exurban. Shelby County has the best outlet mall in the state and best interstate access to get into Louisville or Lexington. Oldham county has some of the best home resale value for when you need to cash out and retire, and sell your land. Louisville has the most good hospitals nearby and is overall a superior city with regards to amenities to Lexington. I am not sure of your age but being too far in the middle of nowhere in retirement is a HUGE danger to your health if you need to call 911. The hospitals in Shelby and Oldham County are excellent exurban hospitals capable of stabilizing anything in their ER.

If you like Lexington and Harrdosburg too, then Shelbyville or Simpsonville would be a nice compromise, but of course away from the town center where the land is plentiful and the horses run the beautiful rolling hills!
Where in that triangle she inquired about do you think there isn't reasonable access to medical care?

Kentucky Hospitals and Medical Centers • KY
Map of Kentucky Hospitals
Kentucky 911 Services Board Annual Report
__________________
When I post in bold red that is moderator action and, per the TOS, can only be discussed through Direct Message.Moderator - Asia and Kentucky (including Lexington & Louisville)

Last edited by Oldhag1; 03-25-2018 at 01:46 PM..
Rate this post positively Reply With Quote Quick reply to this message

 
Old 03-25-2018, 05:54 PM
 
12,006 posts, read 11,050,667 times
Reputation: 22654
Quote:
Originally Posted by marino760 View Post
I'm just curious and so I'm asking. If one likes Harrodsburg, why steer them to Shelbyville or Simpsonville? Harrodsburg has one of the best and most beautiful walkable downtowns in the state, has low crime rates and affordable beautiful homes and lots of amenities for a town it's size. What am I missing?
Maybe because Peter clearly thinks Louisville, Oldham and Shelby Counties are not only the best part of Kentucky, but the only places to which to direct inquiries from those considering a move to our lovely state, even when they consistently express interests in other areas and do not inquire about Louisville, Oldham or Shelby Counties at all??
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-25-2018, 05:58 PM
 
12,006 posts, read 11,050,667 times
Reputation: 22654
Quote:
Originally Posted by Peter1948 View Post
UK Chandler is one of the best hospitals in the state. The problem with Lexington is that’s all she wrote for really superb specialists. The OP is unlikely to want to drive into downtown Lexington given their rural lifestyle. Living closer to the Louisville side will provide more options as the suburbs are substantially more developed. There’s simply nothing like a 265 beltway in Lexington.

That’s why in answering the OP questions, Shelby and Oldham county are best. Woodford County would be my third choice but it simply lacks the nearby shopping amenities of the other two counties. Living in Oldham will allow the OP to rural life but proximity to more shopping, the best hospital system in Baptist, a higher resale value, and an hour to the state’s two major airports (CVG and SDF)

Most the hospitals on that map are actually ATROCIOUS. I know them well.
Peter, you've contradicted yourself in one sentence. How can you equate the "rural lifestyle" favored by the OP with "substantially more developed" suburbs??

Woodford County is adjacent to Fayette County, home of Lexington. Woodford County seat Versailles is just twelve miles from Lexington, considerably closer than Shelbyville or LaGrange are to Louisville.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-25-2018, 06:42 PM
 
16,184 posts, read 9,317,075 times
Reputation: 36482
Just looking at raw data, average housing costs in Harrodsburg are almost 40% less than Shelbyville and 60% less than Simpsonville.
Also the average property tax in Oldham County is $2,244 per year and $1,418 for Shelby County. Compare that to $996 for Mercer County.
These are important things to be considered since the original post is about high housing costs in Central KY.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-25-2018, 08:44 PM
 
7,045 posts, read 15,860,377 times
Reputation: 3521
Quote:
Originally Posted by marino760 View Post
Just looking at raw data, average housing costs in Harrodsburg are almost 40% less than Shelbyville and 60% less than Simpsonville.
Also the average property tax in Oldham County is $2,244 per year and $1,418 for Shelby County. Compare that to $996 for Mercer County.
These are important things to be considered since the original post is about high housing costs in Central KY.
You get what you pay for. Houses will never appreciate in places like Harrodsburg like they do in Shelby, Oldham, or even Woodford County. I can back that up with historical data if you'd like. If the OP is never looking to sell and retire than that should be a consideration.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-25-2018, 09:35 PM
 
16,184 posts, read 9,317,075 times
Reputation: 36482
Quote:
Originally Posted by Peter1948 View Post
You get what you pay for. Houses will never appreciate in places like Harrodsburg like they do in Shelby, Oldham, or even Woodford County. I can back that up with historical data if you'd like. If the OP is never looking to sell and retire than that should be a consideration.
I do believe you. Costs are a consideration though since that was the topic of the thread and the counties you suggest are among the most expensive in the state for houses and property taxes. That's all good, but sometimes one needs to compromise to get what they want and can afford. Just saying....
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-26-2018, 03:23 PM
 
47 posts, read 41,642 times
Reputation: 83
Quote:
Originally Posted by marino760 View Post
I'm just curious and so I'm asking. If one likes Harrodsburg, why steer them to Shelbyville or Simpsonville? Harrodsburg has one of the best and most beautiful walkable downtowns in the state, has low crime rates and affordable beautiful homes and lots of amenities for a town it's size. What am I missing?

We love Harrodsburg and Mercer county. Shelbyville is lovely too, but the tax rate is close to what we're leaving in New Hampshire. We're just waiting for another older home with a bit of land to pop on the market. Seems the older homes with land sell fast, while the newer homes sit.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-26-2018, 04:10 PM
 
16,184 posts, read 9,317,075 times
Reputation: 36482
Quote:
Originally Posted by OldClothesandSuch View Post
We love Harrodsburg and Mercer county. Shelbyville is lovely too, but the tax rate is close to what we're leaving in New Hampshire. We're just waiting for another older home with a bit of land to pop on the market. Seems the older homes with land sell fast, while the newer homes sit.
We have similar ideas and coming from CA property taxes are an issue for me as well. I also want to purchase an old or older house but in a downtown area so I can walk to restaurants, coffee shops, some basic shopping and festivals. Prices of older homes are usually just a fraction of the newer homes and personally, I love the old houses with character and I don't mind doing the basics to fix them up and make them beautiful again.
Harrodsburg is one of two towns now that are on top of my list to check out and explore. The other is Maysville but that's outside of your search area. Both have beautiful historic downtowns and reasonable home prices and property taxes.
Good luck on your quest and please keep us updated.

Last edited by marino760; 03-26-2018 at 04:44 PM..
Rate this post positively Reply With Quote Quick reply to this message
 
Old 03-28-2018, 11:02 PM
 
7,045 posts, read 15,860,377 times
Reputation: 3521
Quote:
Originally Posted by CraigCreek View Post
Maybe because Peter clearly thinks Louisville, Oldham and Shelby Counties are not only the best part of Kentucky, but the only places to which to direct inquiries from those considering a move to our lovely state, even when they consistently express interests in other areas and do not inquire about Louisville, Oldham or Shelby Counties at all??
The OP SPECIFICALLY mentioned Crestwood. Isn't that in Oldham County?

I agree with the OP that prices are high. But there's a reason...it has the best home appreciation and the best schools. It is also top 5 in the state in growth. You get what you pay for. Also there are VERY cheap homes in Crestwood and very expensive ones in Lawrenceburg...it works both ways anywhere! The OP needs a good realtor Moderator cut: off topic

If amenities are not important, the OP is correct that south central KY is more remote and much much cheaper. Like any real estate across the US, nicer real estate in major metros and better schools always cost more. It doesn't mean it is for everyone and may or may not be for the OP but money and value seems to be proof in pudding in my opinion.

Honestly? The OP should visit a place like Crestwood and Lawrenceburg. The OP will be able to see the best place to live after a week in both, and doesn't need to listen to shameless local boosters for Louisville suburbs (me) and Lexington region (CraigCreek). The OP will discover overpriced and cheap houses in both areas after a week in each with a realtor. Staying in a short term hotel for 200 per week would be well worth the money spent!


Last edited by Oldhag1; 03-29-2018 at 01:09 PM..
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-09-2018, 10:02 PM
 
47 posts, read 41,642 times
Reputation: 83
Quote:
Originally Posted by Peter1948 View Post
The OP SPECIFICALLY mentioned Crestwood. Isn't that in Oldham County?

I agree with the OP that prices are high. But there's a reason...it has the best home appreciation and the best schools. It is also top 5 in the state in growth. You get what you pay for. Also there are VERY cheap homes in Crestwood and very expensive ones in Lawrenceburg...it works both ways anywhere! The OP needs a good realtor Moderator cut: off topic

If amenities are not important, the OP is correct that south central KY is more remote and much much cheaper. Like any real estate across the US, nicer real estate in major metros and better schools always cost more. It doesn't mean it is for everyone and may or may not be for the OP but money and value seems to be proof in pudding in my opinion.

Honestly? The OP should visit a place like Crestwood and Lawrenceburg. The OP will be able to see the best place to live after a week in both, and doesn't need to listen to shameless local boosters for Louisville suburbs (me) and Lexington region (CraigCreek). The OP will discover overpriced and cheap houses in both areas after a week in each with a realtor. Staying in a short term hotel for 200 per week would be well worth the money spent!

Actually, I only mentioned Crestwood to compare it's astronomical home prices to other areas that are just as nice.
My agent told me that Crestwood/Oldham county is priced that way because of schools. Seeing as I dont have any children in school - it would be pointless to spend my tax dollars there for a home of the same size/on the same land - in another county with a lower tax rate and not as high-rated schools, right?
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Kentucky

All times are GMT -6.

© 2005-2023, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top