Looking to move to a small town in KY (Lexington: sales, real estate)

[bandj]

My husband and I are empty nesters, born and breed in WI. We have lived in small towns and large towns - and find we prefer the smaller towns. We are thinking of moving to KY to get away from the high taxes and cold winters.

My husband would like to buy a home with some acreage in order to have a large garden and some room.

Any thoughts?

[mortgageguyKY]

You may want to look at Bourbon County for small town appeal. I have friends at church who lived in Wisconsin for years and they find winter here to be a little easier to tolerate You can usually find a home with a few acres for a reasonable price here with affordable taxes. The tax rates are usually posted on the MLS listings for houses here so you can multiply out it when you consider a proposed purchase price...not sure if they do this the same way in Wisconsin.... I'd be happy to help you further if you'd like.

[KYHummingbird]

If you are wanting a small, friendly town look at Cadiz, KY (Trigg County).
Check out http://www.barkleylake.com/
We are great retirement community with Barkley Lake and The Land Between The Lakes.
Check out http://www.lbl.org/
Home prices are reasonable and our taxes are affordable.
Sales tax is 6% and Real Estate tax is about .74 cents per $100.
Antique shops line our downtown Main St. area.
We have a Christmas Treeing lighting service with caroling before our parade each year and in October we have our annual HAM FESTIVAL.
If you would like some more information just let me know.

[jenna810]

I haven't been here long, but I live on the KY/TN border in Clarksville. While Clarksville is large, it has many outlying areas with scenic trees and hills and has a lot of timber in the area. If you want to live out in the country you can, if you want to have an acre or two and still be close to shopping and dining you can. Clarksville has some really nice amenities and is about an hour from Nashville and an hour and a half from Paducah. Also, it is a little further south than KY and a little warmer. Hope this helps.

[NatashaQuick]

I think the state income taxes are high here, but as the previous poster said, the sales tax is low at 6% and also, there is no tax on grocery items and alcohol.

[nalabama]

The state income tax tops out at 6% for families with a modified gross income in excess of $75,000. The state income tax structure appears to favor singles and smaller families. Kentucky's average total state and local tax burden is the 20th highest in the U.S at 10.7 % of income, which seems particularly high to me given the generally low average wage per job paid in Kentucky. All the beauty of Kentucky comes at a fairly high price apparently. However, I cannot commend on the level of services one receives for their tax $$, inasmuch as I don't live there. Anybody on the forum who's lived both "nalabama" (with very basic state and local services, but a very low tax burden) and in Kentucky as well? Perhaps you could provide some insight.

[San]

Hello Bandj,

I also live in Kentucky and just love it. We moved here from Northern Illinois. We live outside the small town of Burkesville in Cumberland county. It's a very friendly little town. One of the reasons we moved here is because the property taxes are quite low. We are paying far, far less than we did when we lived in Illinois. The sales tax is a whole lot lower than in Tennessee. Yes there is the state income tax but we don't feel that it's any worse if as bad as Illinois. In fact we've done quite well. We love Kentucky and are going to remain in the state, however we are having to relocate due to a change in jobs. As I mentioned in some other strings on the sight, we have a ranch style house and land that we are going to sell. We built the house in 2004 and were hoping we could just stay here so we haven't been to aggressive about selling it. We are going to have to though. We have a sixteen acre bluff overlooking the Cumberland valley. A lot of that is wooded, however there is a good seven acres that are clear and there's a lot of room for pasture for a few animals or a large gardens. We are planning on posting pictures of the house and property on our webpage. If you are interested, I can give you the link. I've always loved Wisconsin and before we moved I spent a great deal of time up there. That's one of the reason's we moved here. You get a lot of the beautiful scenery but not the nasty winters.

[Beverley]

Hello

This is my first time on here and feel a little nervous. Me and my family live in England, Great Britiain and are looking to move to Kentucky, not sure what part yet as we are having a holiday this year in the summer looking at areas that will suit us. We are looking for a large family home with a lot of land. What do you all recommend. Thanks for finding the time to read this and would appreciate all your help.

Bev

[boblamb]

Marion KY is a nice small town and is easy driving to Nashville, Louisville, or St. Louis. It's bad for sinus problems, so I moved to Hawaii

[Kichenwich]

Hi Beverly!
What kind of community are you and your family hoping to live in? Do you enjoy the "big city" feel (Louisville, Lexington), the "mid-sized town" (Elizabethtown, Bowling Green), the "small town" (Richmond, Paintsville) or the one-stoplight, can we really call this a town type of atmosphere (McKee, Beattyville)? Kentucky has a lot to offer, but think wisely on what would suit your family the best. That's a long way to move just to find you don't like country life.