Apartments/condo's are very different around the Fort Knox area versus many major metropolitan areas. I have seen 'condo's around this area that are really only small apartments - I guess it's one way for them to try and market the places.
I have friends that live throughout this area and I can tell you that most of the apartments in Radcliff and Muldraugh would not fit your bill - someplace nice and someplace you might want to call home. I really don't know of the apartments in Elizabethtown, but I know they look much nicer than what you will find in the Radcliff area.
Another area to consider that has condo's is Doe Valley. Doe Valley is located about 7.5 miles from the Brandenburg Gate of Fort Knox and is in Meade county. It is a gated lakeside community and on the west end, they have condo's (there are also some more established ones near the golf course). We initially rented a home here because it was very quiet and peaceful. Doe Valley does have a golf course (we don't golf and it is a separate fee to join). However, open to all residents are two beaches (one on each side of the lake - they brought sand in), tennis courts, a club house (which has buffet's on Wed and serves normal meals on other days), snack bar, swimming pool, and camping area. Meade County has a good school system and is pretty safe for the kids. We now bought a home in Doe Valley and wouldn't consider moving from this area (not crammed as most neighborhoods are). You can find some info on this are at
Home
Welcome to the Knox area!