I have decided to give the Tri Cities area a close look to settle in and as of yesterday I was able to get time off and make flight/car arrangements for August to come visit and get a boots on the ground feel. My question concerning buying a home in the region concerns getting a mortgage. Since I am looking at early retirement I obviously would not have a local work history, but I have a stable history of 30 years combined with military and law enforcement, hence the desire to be able to just work something part time seasonally at something I enjoy would be the goal. Also, I have substantial equity in my current home so combined with 457 retirement assets (available now, no wait to age 59.5) do any of you folks with experience and knowledge on the local conditions feel I would have any hurdles to be able to get approved. Based on what I have so far researched on your real estate market I would expect to be able to put between 30 and 40% down as well. Appreciate any comments and input.