10-11-2007, 09:03 PM
Location: Greer, SC
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Quote:
Originally Posted by
hiknapster
It was the height of the housing bubble. The smart one's were moving here, then.
sorry
I don't understand. Why were 'they' moving there????
10-12-2007, 01:34 PM
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Just my humble opinion and experience from owning a home here, but I do not see a complete crisis in Knoxville. I have some honest realtor and development friends who say that new construction is not faring so well, but that existing home sales are fine. The neighborhood I live in has seen nothing but steady increases, and when I say steady, I mean we never did have the double digit increases of other cities, but that also means we didn't decline, either. Every time a home goes up for sale in this neighborhood, somebody snaps it up as if they were lurking and when I find out the sale price, it really surprises me as it is more than I expected.
Knoxville is considered a very desirable area as seen from the perspective of a lot of northerners and Floridians. As for the original question, I have seen people do great with what I consider down-sizing homes, from about 1600 to 2000 square feet on one level. Lots of potential retirees want them. A developer friend of mine started building to this niche, and has had a lot of success, as opposed to the mammoth "monuments to me" that more overzealous developers want to sell.
10-12-2007, 03:29 PM
Location: Atlanta suburb
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Beebird, I think that your opinion is what the general thinking has been here on this thread.
With the tremendous migration to Florida over the past decade or so, followed by the bubble burst, many Floridians have sought out areas that are more affordable, less congested, lower crime rates, etc. Viola, Tennessee!
As far as Michigan, as well as other northern states, is concerned the downturn in the auto industry over the past several years has sent many into the employment lines and they, too, are seeking the same thing that Floridians are looking for in TN. Plus, you have all of those northerners who had been become disenchanted with Florida, its rising cost of living, influx of so many newcomers and crime that they are making it "half-way back" to the northern tier of states.
Thus, the fear of so many Tennessee residents that they too may soon be living in an environment that all of those out-of-staters are trying to escape. Please, may that never happen to Tennessee. It is up to each one finding a home in E. TN to be willing to become an eastern Tennessean, so that no one loses the culture that they have come to love in E. TN.
(And, btw, hooray for all of the builders who are smart enough to down-size their spec builds and developments. Enough already with the castle and moat thingy!!
)
Last edited by gemkeeper; 10-12-2007 at 03:30 PM ..
Reason: forgot "auto" - duh!
10-12-2007, 03:42 PM
Location: The Conterminous United States
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Monuments to me. That's great!
10-17-2007, 12:38 AM
Location: Tennessee Bound
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I have several conversations with our agent weekly,asking questions of homes and making a couple offers, this is the first week that she has said" it is a soft market here now". Another realtor said the same thing to us a couple weeks ago, all a buyers market, and we have seen some of the prices going down, not a lot yet. It just makes sence with the ecomomy the way it is, had to hit the popular areas at some time. Another realtor said to us a couple weeks ago he was going to stop flipping for now, going to wait and see what the market does in the spring, he does more money in flipping that in strait up selling, so he says. Me and my hubby are not looking to flip anything, a home to live in for us. Just info we got, does not mean that should be the rule, you need to do what you think is best for you and your observations of the housing market. Hope this helps.
Last edited by sthepoet; 10-17-2007 at 12:42 AM ..
Reason: typo
10-17-2007, 09:20 AM
Location: East TN
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Hiknapster, I hear you. I too was born at the tail of the boomers. My two older brothers are like the tale of two boomers, one is experiencing the best of times and one the worst. But I was born in '59 and watched the true boomers make their mistakes while I was waiting in the wings. Now it's hard to watch our family and friends struggle, while we move toward a financially independent retirement. I can offer advice, but if they won't take it, all I can do is try to offer them an example of what can be done. We made modest and careful real estate purchases and sales, without getting ourselves in over our heads. For years now, we haven't bought anything on credit that we couldn't pay off in a matter of a few months. We try to owe no one, and when we retire from our boring but long term, secure jobs, we will be able to live on our retirement, albeit in a cheaper real estate environment (East TN). Our friends and relatives ask us why we are retiring so young, and why we are moving; but they will have to work for many years to come, or are busy mortgaging their future and taking a lot of Xanax and acid reflux meds. I know this sounds smug, I'm not trying to seem so self-satisfied, but I really do feel that I learned from watching others mistakes. I know my family feels bad that we will be leaving CA, but we have to do what's right for us, just as we always have, even if it's not the path that most will travel. It's still over a year until we make our move. We have to wait for the market to turn here. I think our market is probably leading the TN market by at least a year. We are close to the bottom now and I believe we will start to rise again by next year (my opinion only, based on observation and intuition). We didn't buy at the peak, by any stretch, so we'll be okay as soon as it does start to go up. We should be able to wait it out and sell when the time is right. Then we'll be outta here.
10-17-2007, 11:03 AM
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Quote:
Originally Posted by
TheShadow
I know my family feels bad that we will be leaving CA, but we have to do what's right for us, just as we always have, even if it's not the path that most will travel. It's still over a year until we make our move. We have to wait for the market to turn here. I think our market is probably leading the TN market by at least a year. We are close to the bottom now and I believe we will start to rise again by next year (my opinion only, based on observation and intuition). We didn't buy at the peak, by any stretch, so we'll be okay as soon as it does start to go up. We should be able to wait it out and sell when the time is right. Then we'll be outta here.
Wow, your CA experience isn't the same as anybody's I know in SoCal. Prices in the L.A. market have barely budged-- and are still rising-- in the more desirable parts of town. There was an article in the Times recently that predicted the CA market wouldn't bottom until 2011, because of all the option ARMS resetting. They make up 60-70% of all loans issued between 2002 and 2006.
I sold my L.A. house presumably at the peak and it has gone up another 20% in value since then. If the market bottoms next year, I know some people who'll be very happy, but that's not what they're expecting. Wrong forum, but I hope you're right.
10-17-2007, 11:55 AM
Location: Atlanta suburb
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Very smart attitude, The Shadow.
I enjoyed reading your post about setting an example for all of those boomers and post-boomers who are in debt big-time.
I was born in 1946 - about 10 months after my dad returned from the European theater! - and I have seen
most of my contemporaries in that very dilemma. We, too, have always stayed out of debt, kept our mortgage obligations pretty low compared to what most folks carry, invested and saved continually - even when times were tight - and as a result, we can retire early without worrying about where we will get enough $$ to eat.
I hope that the young people my kids' ages (3 are in their early to late 30's) will use better sense after witnessing what their parents, older friends and family are up against now. I would hate to think that my husband and I would
have to work into our late 60's or longer just to make ends meet.
Good for you, The Shadow. Hope you get to make that move next year. We hope to see y'all in TN by then ourselves.
10-17-2007, 04:44 PM
Location: The Conterminous United States
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The Shadow:
They now realize that we were never the boomers. Our first political memories were of Watergate and the lines forming at the gas pumps.
That, somehow, made us leery of a lot of things.
We were also told that the big "dream" was ours for the taking, but when it came our turn, much was dried up by the boomers, including jobs and low-cost housing.
Personally, I think all of this has made us smarter.
I can remember selling Ford Excursions to the baby boomers in 1999. They were selling like hotcakes, but all I could think was, "What if there is a gas crunch?"
Hilarious, how advertising has taken notice. I was in Outback this Saturday and the music playing would be instantly recognizable to "Generation Jones." But it was more than that. We are the generation that knows all the words. Some of it would have been fairly obscure to other generations. They are definitely targeting us, but they know that we are very discerning.
I think that Generation Jones is about to clear its throat.
Booya!
10-18-2007, 08:39 AM
Location: East TN
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Where does the "Jones" come from? I don't get the reference. Anyway, if you start your blog, put up a link for us.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
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Occupied housing units (%)
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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Industry diversity
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People in Group quarters - Institutionalized population (%)
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People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)