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Old 04-01-2013, 04:00 PM
 
Location: Studio City, CA 91604
2,084 posts, read 2,530,545 times
Reputation: 3463

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Quote:
Originally Posted by observer53 View Post
It depends on the state. Arizona has no deductibles and relatively low copays.

It doesn't sound like a good fit for you under the circumstances.
Are you a state worker too?
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Old 04-01-2013, 08:18 PM
 
Location: central, between Pepe's Tacos and Roberto's
2,086 posts, read 6,100,590 times
Reputation: 952
I work for the state. The insurance is not that good. I'm on the high deductible PPO plan. The best thing about that is the health savings account that the state contributes to. Other than that the deductible and maximum out of pocket are simply to high. Not to mention the premiums. Mine is only $43 a month because I don't insure the rest of my family, my wife does. To cover my whole family, plus the $700 a month that comes out of my check a month for retirement, would eat a more than substantial portion of my take home pay.
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Old 04-02-2013, 07:26 AM
 
439 posts, read 492,648 times
Reputation: 331
Quote:
Originally Posted by Daddys///M3 View Post
I work for the state. The insurance is not that good. I'm on the high deductible PPO plan. The best thing about that is the health savings account that the state contributes to. Other than that the deductible and maximum out of pocket are simply to high. Not to mention the premiums. Mine is only $43 a month because I don't insure the rest of my family, my wife does. To cover my whole family, plus the $700 a month that comes out of my check a month for retirement, would eat a more than substantial portion of my take home pay.

It boggles my mind that through all this years, State Employees do not have better representation like some of the local municipal employees.
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Old 04-02-2013, 03:18 PM
 
Location: central, between Pepe's Tacos and Roberto's
2,086 posts, read 6,100,590 times
Reputation: 952
Quote:
Originally Posted by FML157 View Post
It boggles my mind that through all this years, State Employees do not have better representation like some of the local municipal employees.
The state has laws in place that prohibit most state workers from collective bargaining for things like pay and benefits.
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