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Old 04-16-2013, 12:07 PM
 
Location: Giethoorn, Netherlands
629 posts, read 981,894 times
Reputation: 736

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State Farm (and I don't know if any other companies are doing it) have that new program where you hook up a device to your car and if you drive safely you can get pretty steep discounts (up to 50%!)
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Old 04-16-2013, 04:38 PM
 
Location: ( ͡ ͜ʖ ͡) (╯□)╯︵ ┻━┻ ̡
7,112 posts, read 10,863,586 times
Reputation: 3866
Quote:
Originally Posted by ft_chief View Post
Excellent post! There are too many factors involved with car insurance rates. Most people don't
do enough research to get the best rates.
Yes indeed. So many variables out there. Soon you will have to submit a photo for a quote. The uglier you are, the better the discount.

Assuming unattractive people drive better.


Motorola DynaTAC 8000x
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Old 04-16-2013, 05:24 PM
 
53 posts, read 66,370 times
Reputation: 31
Vegas is high, due to the high amount of thefts, drunk driving, and break ins. But when my mom switched to State Farm, her's went a little down. When I left and moved to Virginia last summer.. wow My insurance dropped $60 /month. Summerlin is high, because it has been known to have many break-ins and thefts.. The best is SW Vegas, because it's the farthest from the hoods and the worst congestion. UNLV area is one of the highest areas for insurance...
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Old 04-16-2013, 06:38 PM
 
1,374 posts, read 2,569,453 times
Reputation: 954
Quote:
Originally Posted by krystsyde View Post
The best is SW Vegas, because it's the farthest from the hoods and the worst congestion. UNLV area is one of the highest areas for insurance...
My rates are ludicrous but they're not much higher than they were in California maybe its because of the SW address. Registration was a few times higher, but we wont get started on that.
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Old 04-16-2013, 06:51 PM
 
Location: 6st planet from Sun
328 posts, read 566,846 times
Reputation: 322
NEED to shop it. Get estimates from at least 5 or 6 companies. My experience is that you will find a 30% difference in price from the highest to lowest price. Do not go for the cheapest insurance, need to protect yourself and assets. With a 13 year old car you probably do not want collision
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Old 04-17-2013, 12:06 PM
 
126 posts, read 132,746 times
Reputation: 88
Your mileage may vary but call AMICA to get a quote from them. I had Farm Bureau insurance my whole life until I moved to Nevada. Previously lived in Texas, Oklahoma, Missouri, Idaho & Utah. F.B. isn't in NV so I had to find new insurance. Good luck. My insurance went way up when I moved here also. I have great credit, great driving record etc...

Amica Insurance Quotes | Get an Amica Auto Insurance Quote Online
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Old 04-17-2013, 03:23 PM
 
419 posts, read 752,490 times
Reputation: 472
Quote:
Originally Posted by vxflyboy View Post
Your mileage may vary but call AMICA to get a quote from them. I had Farm Bureau insurance my whole life until I moved to Nevada. Previously lived in Texas, Oklahoma, Missouri, Idaho & Utah. F.B. isn't in NV so I had to find new insurance. Good luck. My insurance went way up when I moved here also. I have great credit, great driving record etc...

Amica Insurance Quotes | Get an Amica Auto Insurance Quote Online
I just ran Amica online quote and it was the lowest so far, so thanks for the tip..
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Old 04-17-2013, 03:39 PM
 
Location: Las Vegas, Nevada
12,686 posts, read 30,995,929 times
Reputation: 5359
We have found American National to be the cheapest and have had it for years. But recently, due to a significant B-Day one of us had last month, it went up $38 a month.

We like it that if you have no claims they give you a big refund at the end of the policy year.
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Old 04-19-2013, 05:22 PM
 
2,702 posts, read 3,443,224 times
Reputation: 4514
I live in So Cal and pay $1632 a year for a 2010 Dodge Grand Caravan XLT and a 2005 Scion XB...FUll coverage with 300/100 and $250 deductible collision and comprehensive......
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Old 04-20-2013, 03:09 AM
 
2,441 posts, read 2,505,240 times
Reputation: 1322
I was with State Farm for a few years, lousy. I dropped them, never got assistance when I needed it. Now I'm with Liberty Mutual, my coverage is better and cheaper compared to lousy State Farm.
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