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Old 09-24-2013, 05:04 PM
2,421 posts, read 3,093,062 times
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As we are new to Nevada, and will be needing a new insurance policy, I was wondering if any current residents could comment on the four insurance carriers that have been set up thus far for the exchange under the new Affordable Care Act.

They are:

Health Plan of Nevada
Nevada Health CO-OP
Saint Mary’s Healthfirst

Does anyone have any first hand experience with the above plans. Pluses or minuses would be appreciated.
I realize that the actual exchange plans may be different than existing plans, but there will most likely be some carry over as to quality of service or lack there of of the insurance company.
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Old 09-24-2013, 05:32 PM
3,550 posts, read 3,564,074 times
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We like Anthem, but it's expensive because we have a lot of coverage. We'll see if prices change much, if at all.

It's really hard to make a judgement on one company with so many variables: deductibles, degrees of coverage, maximum out-of-pocket, co-pays, co-insurance, etc.

I would be a little wary of taking advice on entire healthcare companies because one person's experience could be totally opposite of another's, even if they are in the same "plan." I would first focus on finding a good doctor that you like, then shop for a plan that covers them at the best price.
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Old 09-24-2013, 07:29 PM
2,421 posts, read 3,093,062 times
Reputation: 3421
Well, he is waiting to go to doctor after he gets insurance, so currently there's no one to ask.
Looking at the web site, Anthem is the most expensive, but the little I can find on line does not indicate it covers the most. I am not sure about the restrictiveness of each plan, in so far as who you can see and who you can't. That is very important. Anthem is the only name I recognize. Anyone know anything about the others listed? Are their providers very restrictive?
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Old 09-24-2013, 08:37 PM
Location: Here and there, you decide.
10,653 posts, read 20,675,035 times
Reputation: 3224
hpn was great for my open heart surgery but horrible for the aftercare, declined everything
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