[newtolv]

We need help to decide which insurance provider would give us more flexibility and choices in selecting a doctor and/or services.

Does anyone have any advise on which is better in the Vegas area? Cost of insurance premiums are not a consideration only quality of access to physicians, etc.

Thank you for you help.

[desertsun41]

They both are bad. But you get what you pay for. If you want to pay for that flexability you want then you will pay dearly.

Here is how Blue Cross works, the others are the same:

The Blue Cross Test
Mr. Smith goes to the doctor's office to get his wife's test results.
The lab technician says to him, "I'm very sorry, sir, but we've had a bit of a problem. At the same time we sent your wife's samples to the lab, the lab also received samples from another Mrs. Smith, and now we're not sure which results are your wife's. But, frankly, it's either bad news or terrible news!"

"What do you mean?" said Mr. Smith.
"Well....one Mrs. Smith tested positive for Alzheimer's, and the other Mrs. Smith has tested positive for AIDS. And we can't tell which is your wife's test."
"This is terrible!" cries Mr. Smith. "Can't we do the test over?"

"Normally, yes," says the technician, "but you have Blue Cross Health Care, and they won't pay for these expensive tests more than once."
"Well, what am I supposed to do now?" said Mr. Smith. "Blue Cross recommends that you drop your wife off in the middle of town. If she finds her way home, don't sleep with her."

[BUGBULLY]

Originally Posted by desertsun41

They both are bad. But you get what you pay for. If you want to pay for that flexability you want then you will pay dearly.

Here is how Blue Cross works, the others are the same:

The Blue Cross Test
Mr. Smith goes to the doctor's office to get his wife's test results.
The lab technician says to him, "I'm very sorry, sir, but we've had a bit of a problem. At the same time we sent your wife's samples to the lab, the lab also received samples from another Mrs. Smith, and now we're not sure which results are your wife's. But, frankly, it's either bad news or terrible news!"

"What do you mean?" said Mr. Smith.
"Well....one Mrs. Smith tested positive for Alzheimer's, and the other Mrs. Smith has tested positive for AIDS. And we can't tell which is your wife's test."
"This is terrible!" cries Mr. Smith. "Can't we do the test over?"

"Normally, yes," says the technician, "but you have Blue Cross Health Care, and they won't pay for these expensive tests more than once."
"Well, what am I supposed to do now?" said Mr. Smith. "Blue Cross recommends that you drop your wife off in the middle of town. If she finds her way home, don't sleep with her."

Thank You for a Good Laugh this Morning!

[tom_c]

"I'm sorry sir, United Health Care does not cover enemas. We're going to have to slap the s&*t out of you."