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Unread 11-10-2009, 09:11 PM
 
96 posts, read 178,114 times
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Default insurance

i was debating getting earthquake insurance. how many here have earthquake insurance and how much does it cost?
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Unread 11-10-2009, 09:22 PM
 
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Quote:
Originally Posted by yasudab View Post
i was debating getting earthquake insurance. how many here have earthquake insurance and how much does it cost?
If you're going to do that, you mine as well also get hurricane insurance and tornado insurance. This is not San Francisco or LA. In other words, it would be completely pointless.
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Unread 11-10-2009, 09:52 PM
jpk
 
Location: Redmond, WA / Henderson, NV
528 posts, read 1,089,955 times
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There was an earthquake in Nevada last year, but it was up north. Minor tremor, I think a few houses got some spiderweb cracking. Not really worth paying the insurance $$ for that.
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Unread 11-10-2009, 10:15 PM
 
1,384 posts, read 2,472,692 times
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Don't have and don't plan to get it.
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Unread 11-11-2009, 12:34 AM
 
Location: Las Vegas, Nevada
11,105 posts, read 17,841,263 times
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There was a minor earthquake in Boulder City last Sunday. I haven't even heard of anyone who felt it. There was a small one in Boulder City 40-some years ago too that nobody felt. It was buried on the back pages of the paper because the headline that day was that two $25,000 KENO tickets were paid in the same day. The odds were about the same for both. So I'd wait 40 years to buy the insurance. In 45 years I felt one earthquake, and that was five or six years ago. It hit in California's Mojave Preserve about 150-200 miles from here. I thought a truck had hit a pole or something, then it was over. The only major earthquake in Nevada I've ever heard of was the one in Elko a few years ago. That's over 400 miles north. Insurance companies might not even sell it to you. Your money would be better spent on flood insurance.
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Unread 11-11-2009, 09:11 AM
 
Location: Kingman AZ
15,387 posts, read 20,548,440 times
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totally agree......eq ins is a waste [I think]
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Unread 11-11-2009, 10:27 AM
 
Location: Beautiful Upstate NY!
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you crack me up! Sounds like a shaky proposition.
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Unread 11-11-2009, 10:32 AM
 
Location: Charleston, SC missing home Reno NV
369 posts, read 566,706 times
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we had lots and lots of earthquakes in Reno last year, like hundreds of minor ones in the span of a few weeks, it was pretty crazy, but they were mostly felt up in the northwest where they were centered... I literally only felt one that made it to 4.6 magnitude I believe, which was the biggest. Being a California native, I would not get earthquake insurance in Las Vegas, let alone Reno. but it's all up to how you feel about it. do some research. what's the extra cost? i can't imagine it could be high if they know this is not an earthquake prone area. but hey, weirder things have happened right.
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Unread 11-11-2009, 10:37 AM
 
Location: Kingman AZ
15,387 posts, read 20,548,440 times
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ONE time, we had a shake and it popped the cap on my waterbed....woke up thinkin I had peed the bed lol
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Unread 11-11-2009, 12:49 PM
 
Location: Nebuchadnezzar
969 posts, read 1,047,161 times
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I was also wondering about earthquake insurance. The Nevada Seismological Lab indicate that there are active fault lines near Las Vegas although they list probability of major quake as "rare" or one in 1000 to 10000 years.

Here is the fault map for Las Vegas.
Las Vegas Valley Fault Map - The Nevada Seismological Laboratory
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