U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Nevada > Las Vegas
 [Register]
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Jump to a detailed profile or search
site with Google Custom Search

Search Forums  (Advanced)
Business Search - 14 Million verified businesses
Search for:  near: 
 
 
Old 02-12-2010, 06:01 PM
 
2 posts, read 3,332 times
Reputation: 10
Default How much are you paying for Car Insurance?

I keep hearing how outrageous car insurance is in Vegas. What kind of car are you driving and what's your cost. Thanks to all in advance.
Quick reply to this message

 
Old 02-12-2010, 06:04 PM
 
362 posts, read 723,352 times
Reputation: 200
2005 Caddy and 2008 Tahoe...full coverage ....$218 a month for both.
Quick reply to this message
 
Old 02-12-2010, 08:05 PM
 
Location: Here and there, you decide.
9,323 posts, read 13,871,007 times
Reputation: 2284
2 2008 Scion XBs $796 every 6 months.. full coverage
Quick reply to this message
 
Old 02-12-2010, 08:10 PM
 
476 posts, read 561,648 times
Reputation: 613
2008 Kia Optima - Full coverage, $290 every six months, a little under $50/mo
2008 Toyota Prius - Full coverage, $380 every six months, a little over $60/mo

I drive the Optima, my girlfriend the Prius - she's younger & puts more miles on it, so that's some of the cost difference. Keep in mind I get multiple discounts with State Farm for having homeowners & two cars all on the same policy. It also helps that I have a clean driving record. We DO keep high deductibles for collision - $1000 (comprehensive we have no deductible).

Apparently, I'm one of the few that gets good rates out here.
Quick reply to this message
 
Old 02-12-2010, 08:17 PM
 
Location: Arizona/Nevada
326 posts, read 829,366 times
Reputation: 146
07 GMC Sierra and 07 Tahoe, both full coverage for $184.66/mo.
Quick reply to this message
 
Old 02-12-2010, 08:17 PM
 
946 posts, read 1,216,684 times
Reputation: 439
The biggest problem I have seen in Las Vegas is that there is no uninsured motorist, requiring full coverage if you don't want be left in the lurch when one of those vehicles with no plates here hits you and doesn't stop. Two insurance agents have told me this. If they are in error, I would like to know. My insurance went from 273 for 6 months to 479 when I moved here, and I have no tickets, accidents or other malfeasance.

I think the idea of removing plates on selling a car is good in principle, but the bad side effect is that way too many vehicles are now driving around without them, encouraging hit and runs and the reluctance to offer uninsured motorist here. I don't know why my same insurance company offers uninsured motorist in my home state but not here--that's whacked. Now I have to pay 200 extra for collision to cover somebody else's lack of financial responsibility. Any enlightenment would be appreciated.
Quick reply to this message
 
Old 02-12-2010, 08:38 PM
 
Location: Here and there, you decide.
9,323 posts, read 13,871,007 times
Reputation: 2284
geico told me in nevada, uninsured is not when someone hits and runs or doesnt have insurance..im still clueless about that
Quick reply to this message
 
Old 02-12-2010, 11:12 PM
 
10,485 posts, read 13,597,950 times
Reputation: 6330
$248 for only the lowest state required liability on a 1991 Ford Escort.
Quick reply to this message
 
Old 02-12-2010, 11:46 PM
 
Location: Las Vegas, NV
450 posts, read 962,406 times
Reputation: 292
2006 Pontiac G6...6 months - $107.22/month. Damn unisured drivers!
Quick reply to this message
 
Old 02-13-2010, 12:02 AM
 
Location: Portland, OR / Las Vegas, NV
1,782 posts, read 1,975,420 times
Reputation: 898
Not Vegas, but just for a comparison: 2007 Toyota Tacoma and 2008 Mazda CX9 full coverage including uninsured motorist, $124 month.

Portland, OR.
Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Options
X
Data:
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram

Over $79,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Nevada > Las Vegas

All times are GMT -6.

2005-2014, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 - Top