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Old 04-11-2011, 06:40 PM
 
Location: Long Island
57,067 posts, read 26,024,198 times
Reputation: 15529

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Your best bet is to shop around all the major companies, they are all willing to negotiate to get your business but each may cater to a different background. Very easy to just file your numbers online and see what they have to offer.

Also take a defensive driving course online if you haven't already for a decent discount.
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Old 04-11-2011, 09:00 PM
 
Location: Tri-State Area
2,942 posts, read 5,996,435 times
Reputation: 1839
Quote:
Originally Posted by BigBlue53 View Post
Have to agree with I Love LI. We switched from Liberty Mutual two years ago and after shopping three cars,a house and a million dollar umbrella State Farm was by far the best. Progressive was close but I would never give my business to that lefty Peter Lewis.
I had the opposite, originally with Nationwide, they were killing me on the rate, went over to State Farm - much better even with home insurance still couldn't beat Geico's rate, I dropped State Farm for auto, kept home - it'd be nice to have a nice package deal, but State Farm kept jacking up the auto to the point where Geico is the much better deal.

Auto in NY is a racket, but auto in NYC is way worse. To the OP, I'm thinking either you want high liability/collision coverage, lots of bells and whistles or you are moving to a more populous area of the Island where there have been a rash of auto related car thefts. I think the Civic is one of the most popular cars to "boost'.
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Old 04-12-2011, 08:41 AM
 
Location: Long Island,New York
8,164 posts, read 15,109,099 times
Reputation: 2534
Go on progressive's site and do a comparison. I did a few years ago and Geico's rates were the best !!!
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Old 04-12-2011, 09:41 AM
 
400 posts, read 759,140 times
Reputation: 249
Just chiming in.

I am with Geico and my premium is 1,031 for 2 cars every 6 months. 300/300, Full glass and comprehensive and collision 1000 ded...

This thread inspired me to look other places.. I checked 21st century and the rate for similar coverage was 868 for 6 months and then I checked travelers which was 749.00 for 6 months.. coverage was 250/500 instead of 300/300 -- they arent apples to apples exactly.
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Old 04-12-2011, 09:45 AM
 
Location: Nassau, Long Island, NY
16,408 posts, read 33,240,130 times
Reputation: 7338
Quote:
Originally Posted by deevee View Post
I did...thats the reason Im posting here. I had GEICO when I lived in NY (for years and years) They quoted me $1200/6 mo.
Full coll/comp on Civic only. Thats insane. Hense the reason Id like to get suggestions.
Who do you currently have for car insurance? If they write policies in NY, maybe you can stick with them and they won't bump you up so much in price since you said you have no accidents, tickets, good credit, etc.
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Old 04-12-2011, 09:56 AM
 
169 posts, read 674,052 times
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Quote:
Originally Posted by tummymumma View Post
Just chiming in.

I am with Geico and my premium is 1,031 for 2 cars every 6 months. 300/300, Full glass and comprehensive and collision 1000 ded...

This thread inspired me to look other places.. I checked 21st century and the rate for similar coverage was 868 for 6 months and then I checked travelers which was 749.00 for 6 months.. coverage was 250/500 instead of 300/300 -- they arent apples to apples exactly.
I'm paying Liberty Mutual 1,150/year for full collision for two cars ('01 and '06) per year, 250/250 coverage, 500 deductible. Was paying almost 1,500 w/ geico for same coverage.
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Old 04-12-2011, 10:31 AM
 
863 posts, read 2,104,183 times
Reputation: 473
Quote:
Originally Posted by ac1122 View Post
Yes progressive (in the past) was the only insurance for young drivers or drivers who had a bad record (speeding, accidents etc)

Im with Geico and Im at around 1400 per year full coverage 500 deductible for 3 cars.

Ive been with them for 10 years though
I wish I could pay $1400. Is that for full coverage on any of the cars? I pay that ever 6months for 2 cars but then again the wife just started driving so that is killing me.
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Old 04-12-2011, 10:43 AM
 
Location: Suffolk County
827 posts, read 3,088,589 times
Reputation: 281
We have Traveler's Insurance but I also have them for my homeowners insurance and ring insurance.

We own the following cars:

2008 Acura TL (full coverage 100/300, full glass coverage and $500 Deductible)
2008 Honda Pilot (full coverage 100/300, full glass coverage and $500 deductible)
1992 Honda Accord (basic insurance)

We pay $2,014 per year for car insurance only.

ETA: I forgot to add, we are both 37 (male and female), and have credit score ratings in the 800's and also have no tickets or accidents on our records and that is with defensive driving as well.

Last edited by LIgirl74; 04-12-2011 at 11:12 AM..
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Old 04-12-2011, 01:01 PM
 
Location: Long Island
9,531 posts, read 15,838,163 times
Reputation: 5948
My new car rate was $350/6mo. full coverage w/ glass so $700/year. Feels relatively low to me, happy about that.

Plus another vehicle at $500/year.

Allstate. Clean record, 33.
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Old 04-12-2011, 01:40 PM
 
Location: Long Island (chief in S Farmingdale)
22,157 posts, read 19,397,646 times
Reputation: 5284
Quote:
Originally Posted by deevee View Post
I did...thats the reason Im posting here. I had GEICO when I lived in NY (for years and years) They quoted me $1200/6 mo.
Full coll/comp on Civic only. Thats insane. Hense the reason Id like to get suggestions.
Wow, I have an 09 Civic Full Coverage/ Collision, etc, went up slightly, but just renewed it at $601 for 6 months (was previously $585). AllState quoted me at over $900.
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