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Old 06-10-2013, 05:15 PM
 
2 posts, read 2,473 times
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I'm currently in the process of buying a house in lindenhurst just off of sunrise highway well north of any flood zones. Can anyone recommend a good home owners insurance company. I'm finding that a lot of the major companies won't underwrite on long island right now. I got a quote of $1850 from travelers so far. Has anyone else had luck lately?
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Old 06-11-2013, 07:33 AM
 
Location: Kings Park & Jamesport
3,180 posts, read 8,872,268 times
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Quote:
Originally Posted by cvollmer86 View Post
I'm currently in the process of buying a house in lindenhurst just off of sunrise highway well north of any flood zones. Can anyone recommend a good home owners insurance company. I'm finding that a lot of the major companies won't underwrite on long island right now. I got a quote of $1850 from travelers so far. Has anyone else had luck lately?
I have Travellers. They are a bit expensive but pay out well when you need them.

Send me a DM and I can give you a great broker.
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Old 06-11-2013, 07:56 AM
 
561 posts, read 966,755 times
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Quote:
Originally Posted by cvollmer86 View Post
I'm currently in the process of buying a house in lindenhurst just off of sunrise highway well north of any flood zones. Can anyone recommend a good home owners insurance company. I'm finding that a lot of the major companies won't underwrite on long island right now. I got a quote of $1850 from travelers so far. Has anyone else had luck lately?
Have you tried Progressive?
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Old 06-11-2013, 09:01 AM
 
1,144 posts, read 2,264,987 times
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Thats about what I pay for my homeowners in the same area
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Old 06-11-2013, 09:38 AM
 
Location: Long Island, NY
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I don't live in Lindenhurst--I live in Franklin Square. I have State Farm and pay almost $900 but my house is small. Assuming you have auto insurance, have you gotten a quote from them to add homeowners (if they offer homeowners).
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Old 06-11-2013, 05:35 PM
 
Location: Melbourne Florida
161 posts, read 274,742 times
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Quote:
Originally Posted by cvollmer86 View Post
I'm currently in the process of buying a house in lindenhurst just off of sunrise highway well north of any flood zones. Can anyone recommend a good home owners insurance company. I'm finding that a lot of the major companies won't underwrite on long island right now. I got a quote of $1850 from travelers so far. Has anyone else had luck lately?
I hate to break it to you but, you are in the Flood Zone. I have Travelers and I live north of Straight Path. I was told we are in the flood zone. The formula is approximately 5 miles. Just saying. You may want to check that out.
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Old 06-11-2013, 06:09 PM
 
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How far are you from the water? Narragansett Bay will write if you are 5 miles or less. Mercury may write you depending on your distance. Adirondack is writing. Ocean Harbor is writing but the are B rated.
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Old 06-12-2013, 01:36 PM
 
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Im about 2 miles from water. I actually got a quote of about $1100 from state farm. The agent was in the area and confirmed they had updated maps and they were ok with policies north of Merrick road. So far they seem like my best bet. Almost all the other majors from what I can see wont write in the area.
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