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I installed a full bathroom. Did I need a certificate from the town to do that? Will a potential buyer have a problem getting a mortgage because of that?
Yes. You will need a certificate of occupany from the town for it. If you are putting your house on the market, you need to go to the building department now and get the process started.
Yes. You will need a certificate of occupany from the town for it. If you are putting your house on the market, you need to go to the building department now and get the process started.
I think that getting a CO is a real hassle. The bathroom is beautiful but it was not done by a licensed contractor.
There's a shower, not a bathtub. If I walled off the shower, making it a half-bthrm, would that solve the problem?
thanks
No one that needs a mortgage to buy your home (which is probably 97%+) of buyers will be allowed to purchase your home if you do not have a CO for the bathroom. (The same is true for a half bathroom...it still has plumbing and qualifies as a bathroom)
If you are thinking of selling, you don't really have a choice in getting a CO or your home will not be legally able to be bought by most people.
No one that needs a mortgage to buy your home (which is probably 97%+) of buyers will be allowed to purchase your home if you do not have a CO for the bathroom. (The same is true for a half bathroom...it still has plumbing and qualifies as a bathroom)
If you are thinking of selling, you don't really have a choice in getting a CO or your home will not be legally able to be bought by most people.
How difficult is it and who do I hire to certify it?
Who would enforce the fact there is no CO? Would it be the new buyer that says if it does not have a CO they will not buy it? I was just curious if the buyer and seller are ok that a bathroom is there without a Certificate of Occupancy, would anyone else be involved?
Who would enforce the fact there is no CO? Would it be the new buyer that says if it does not have a CO they will not buy it? I was just curious if the buyer and seller are ok that a bathroom is there without a Certificate of Occupancy, would anyone else be involved?
The mortgage company. If its a complete cash sale than you might be able to get away with it. However, no one will be able to get a mortgage unless all the CO's are in place.
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albeit a half a bathroom...
