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I also shopped around all the big boys recently in the last month for a house I am purchasing in Port Washington... Statefarm, progressive, GIECO (no coverage), MetLife (no coverage), Allstate (no coverage), and some others. I recieved quotes from Statefarm, pogressive, MetLife as a broker, and Allstate as a broker. Statefarm and progressive were the cheapest and gave decent coverage. I ultimately went with Statefarm because the office was close to my new house, and they were the cheapest.
Can't really say about the local shops. Heard they were just as good, but I was in a rush and figure I should just sitck with the name brands.
I just moved into my first home and used Richard Burg Insurance Agency in Freeport. He was hundreds less than any other company I checked out. He even beat the agency I was banking on working with that one of my best friends owns.
As mentioned previously in post #3 of this thread, I use an experienced broker. I'm currently insured with Sterling and quite happy.
BTW, do yourself a favor and make sure you know what the percentage deductible for "wind damage" is. It is often 5% -that can be a substantial deductible! Also, make sure you know at what sustained wind speeds that kicks in.
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