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Old 02-28-2010, 07:40 AM
5 posts, read 12,083 times
Reputation: 10


I have a few questions about CO's for those in the know. I am in Town of Hempstead.

1. My house was built in the 1920's, which I understand is before CO's were issued. I am 99% sure that when we bought our house six years ago we were told the former owners had CO's for a pool and wooden overhang off the back of the house (we have removed these). When I was talking with an expeditor last week, she said that those CO's are for things outside the house and there is probably not a CO for the actual house. Am I understanding this correctly?

2. If we in fact do not have a CO for the house, if we sell the house, what are the odds that the buyer's lawyer/appraiser/lender will require us to get a non-conforming CO at that point? Where in the selling process does this get picked up?

Thanks in advance!
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Old 03-01-2010, 01:32 AM
Location: Long Island (chief in S Farmingdale)
17,542 posts, read 12,774,680 times
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Even during the height of the boom that was six years ago, when lenders looked past pretty much anything and everything, not having a CO for a house is something I don't think they would have overlooked. So unless you paid all cash its something that would have likely come up when you were purchasing the home.
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Old 03-01-2010, 05:52 AM
Location: Kings Park & Jamesport
2,668 posts, read 7,647,890 times
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You need a "letter in lew of lieu" which replaces the CO in old houses.
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Old 03-01-2010, 02:12 PM
Location: East Northport
3,005 posts, read 7,457,530 times
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I agree with Smash. There probably was a "letter in lieu" (some towns call it something different) at the time that you bought the house six years ago. Check with the title company that issued your title policy and/or the attorney that you used for closing.
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Old 03-04-2010, 08:32 PM
25 posts, read 105,092 times
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In the Town of Hempstead, A house built before 1930 does not have a CofO. However improvements built after that, do get them. Hempstead calls them C/C's or certificate of completion. In order to further improve a house built before 1930, You must file for Non-Conforming Use. You will get a permit and a C/O for it. It is the Towns way of documenting an and creating a record of your house which was built before the code was written. You will need plans drawn up and an inspection of the house.
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Old 03-04-2010, 08:34 PM
25 posts, read 105,092 times
Reputation: 20
you will also need to file demo permits for the structures which were removed. This is the only way to remove the certificates for them. And another way for the Town to get your $$$
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