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| View Poll Results: Do you make enough to qualify for a home loan in L.A.? | |||
| Do you personally earn over $110,000.00 per annum- YES |
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57 | 28.93% |
| Do you personally earn over $110,000.00 per annum- NO |
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140 | 71.07% |
| Voters: 197. You may not vote on this poll | |||
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The $110,000 example you gave left out the down payment amount and any other money the applicant owed. As I said the vast majority of people purchasing houses are trading up with enough equity to put over 20% down. If this does not apply to you then you are in the minority of people purchasing homes in LA and OC. |
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This forum was contructed to educate people seeking to relocate, and this thread about Los Angeles. It's a given that most people online here aren't in the uppermost echelons of income, or else they'd just move to the best, safest parts of any town, where any sane realtor can advise. People here are comparison shopping, and those seeking to move here seem to be from all over the country, where the giant gains in equity may not be an applicable factor.
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Unless no one's voted "yes..."
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Well, I tried to be fair. I put "yes" first and "no" second, so my own economic status wouldn't seem to bias the poll. I just set it up the way City-data said. No techie hacker I!
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I’m just trying to be fair here. You are painting a one sided unbalanced picture of life in CA and LA. I’m simply trying to show that not everyone is living next to a ghetto, nor does everyone in CA moving up to a nicer house need to make a 6 figure salary.
My prior post stands as an example to anyone questioning how people in CA can afford the houses. If this doesn’t apply to you just say not everyone fits this example, instead of trying to discredit me or try to prove me wrong. |
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I'm not trying to discredit anyone. We both offer valid points for people checking this thread. I've "exalted" your reputation myself. But I have read here that most people consulting these forums don't consider a half million dollar house affordable. And most people asking questions here seem to have a very unrealistic idea about Los Angeles which is about forty years out of date.
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It's very telling that people like GregJ and Ralph, who insist that people like FastFilm and EnlightenMe and myself are misrepresenting L.A., feel the need to get increasingly shrill and finally resort to personal attacks. Why does it need to get personal? We have provided research from newspapers and other sources, photographs of our neighborhoods, and personal accounts of crimes and other despicable acts perpetrated upon us by our neighbors. Like it or not, these are facts, and no amount of nasty insults on your part are going to change that. If you are like RedNC and your experience is different here, say so and present your evidence to the contrary.
So far, however, it seems to me that my original assessment is correct. We have 3 types of people here:
I think what people like us are trying to get across, is that people looking for information in this forum:
Targeting any group of readers other than the people who would actually be using this forum to get information about Los Angeles, however unintentional it may be, is misleading and doing them a terrible disservice. I say, give them the whole truth not just the feel-good stuff... otherwise CityData might as well be just another useless tourist guide website. |
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