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Old 12-27-2009, 12:46 AM
 
1 posts, read 3,560 times
Reputation: 10
Arrow No job, need healthcare

Since being laid off 2 years ago, my friend has been unable to find work, without a job she has no health insurance. She has been having symptoms that could possibly indicate Multiple Sclerosis. She is in her early 50s and doesn't qualify for Medicaid. Where can she go for treatment?

Thank you
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Old 12-27-2009, 08:44 AM
 
Location: Bella Vista, Ark
47,317 posts, read 37,313,172 times
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Quote:
Originally Posted by plbforjc1 View Post
Since being laid off 2 years ago, my friend has been unable to find work, without a job she has no health insurance. She has been having symptoms that could possibly indicate Multiple Sclerosis. She is in her early 50s and doesn't qualify for Medicaid. Where can she go for treatment?

Thank you
why does she not qualify for medicaid? Has she tried the low cost clinics that are most places?

Nita
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Old 12-27-2009, 09:06 AM
 
687 posts, read 225,500 times
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Move to Massachusetts
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Old 12-27-2009, 12:28 PM
 
844 posts, read 1,588,320 times
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As it is the insurance companies would exclude you for pre-existing conditions. Now since her symptoms are already present, even if she was not honest on the application, they will figure it out, esp if the real diagnosis comes out as Multiple Sclerosis and will cancel her coverage. In CA, when you are part of a group with an employer, then they can not exclude pre-exitisng conditions and then she will qualify. The premiums are going to be high. Most training programs run free clinics and they are supervised residents working there, so the quality of care is on par or even better than what she will get with a great insurance. The ambiance of the offices might not be so good though.
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Old 12-27-2009, 12:35 PM
 
Location: NW. MO.
1,817 posts, read 3,473,557 times
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I'd have your friend contact a local health clinic and go to the financial department and ask them what options are available for people who are uninsured and do not qualify for madical or medicaid. It is a possibility that your friend might be able to show the clinic a denial letter and get a reduced rate at the clinic. That is the way it works in some cases here if the person income qualifies also. My mother is a working uninsured. My 20 y/o son is unemployed and uninsured and a type 1 diabetic and he no longer qualifies under our insurance plan. He has to make payments to the Dr. he sees.
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Old 12-27-2009, 12:41 PM
 
1,465 posts, read 2,548,926 times
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Contact your state assembly person. They have staff which will resource which state programs may work.
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