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It takes leadership to accomplish such a major change in commuting. Leadership often requires courage and selflessness. Unfortunately, most people of the Louisville area either have never been in DC, Chicago, NYC, etc for rush hour. Hundreds of thousands are transported at extremely low costs in a short amount of time, and people get to keep their personal automobiles for weekends, shopping, etc.
A mono-rail system would require little if any additional land, could be financed so commuters would effectively get to and from work for 1/2 their costs now. When the cost of fuel, tires, maintenance, parking, and insurance is calculated, I would estimate the cost of even the cheapest solo commute to be $7-8 per day. I would use a monorail from Oldham County to Mayor Jerry's downtown often.
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