U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Kentucky > Louisville area
 [Register]
Louisville area Jefferson County
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 09-22-2008, 10:44 AM
 
Location: The Great State of Texas, Finally!
5,321 posts, read 10,588,000 times
Reputation: 2395

Advertisements

the whole issue of costs regarding car registration and drivers license? I was on the KY DMW website but it isn't really forthcoming about costs. Am I to understand there is a 6% "usage fee"? What exactly is that, and what are they basing the 6% on? The bluebook value of the car? Isn't that a "sales tax?"

How much does it cost for a new drivers license?
$15 for car plates?
$6 for title transfer?

Just trying to get an idea here.
Reply With Quote Quick reply to this message

 
Old 09-22-2008, 01:09 PM
 
Location: Louisville KY Metro area
4,824 posts, read 12,487,037 times
Reputation: 2112
I will try to help a little. First the 6% usage tax. If you paid less than 6% sales tax when you bought your car in another state, you will have to make up the difference. It is not a simple calculation, so I advise you ask the County Clerk (be careful, KY has a Circuit Court Clerk, too) to give you the exact cost of "tagging" your car in KY.

Each year, you will also owe property tax on the car which is set according to the "Blue Book Value" of that make, year and model.

DL is about $ 20.00 for 4 years if I remember (you get your drivers license from the Circuit Court Clerk)

Heck, just empty your bank account and come on down.... KY will take it and give you a few cents of change.

Actually, it is one area of KY taxation that I feel is non-competitive.
Reply With Quote Quick reply to this message
 
Old 09-22-2008, 01:35 PM
 
Location: The Great State of Texas, Finally!
5,321 posts, read 10,588,000 times
Reputation: 2395
I paid more than 6% sales tax on the car (8.25% sales tax in Tx).

That yearly property tax on the car is set at 6% of the bluebook value?

I don't think it's non-competitive. I think that a "usage" fee along with the 6% state income tax and the additional almost 2% city income tax is kinda steep when regarding tax burdens.

I'd love to just pack up and come to KY. In fact, a job offer may be forthcoming very soon, but I don't want to empty my bank account. Heck, I'm moving because I'm tired of doing that now!!!
Reply With Quote Quick reply to this message
 
Old 09-22-2008, 05:30 PM
 
Location: Louisville KY Metro area
4,824 posts, read 12,487,037 times
Reputation: 2112
Quote:
Originally Posted by cobolt View Post
I paid more than 6% sales tax on the car (8.25% sales tax in Tx).

That yearly property tax on the car is set at 6% of the bluebook value?

I don't think it's non-competitive. I think that a "usage" fee along with the 6% state income tax and the additional almost 2% city income tax is kinda steep when regarding tax burdens.

I'd love to just pack up and come to KY. In fact, a job offer may be forthcoming very soon, but I don't want to empty my bank account. Heck, I'm moving because I'm tired of doing that now!!!
I apologize for being sarcastic about KY taxes. I just hate paying the insidious fees, taxes, and charges every government is now demanding. You will enjoy Kentucky, but taxes like so much are relative.

No, the annual property tax is typically about 1% of the fair market cash value of your car. Each county and sub-districts of each county have different rates, but count on 1% of your real estate, automotive and intangible property.
Reply With Quote Quick reply to this message
 
Old 09-22-2008, 05:59 PM
 
Location: The Great State of Texas, Finally!
5,321 posts, read 10,588,000 times
Reputation: 2395
Quote:
Originally Posted by tomocox View Post
I apologize for being sarcastic about KY taxes. I just hate paying the insidious fees, taxes, and charges every government is now demanding. You will enjoy Kentucky, but taxes like so much are relative.

No, the annual property tax is typically about 1% of the fair market cash value of your car. Each county and sub-districts of each county have different rates, but count on 1% of your real estate, automotive and intangible property.
No need to apologize for sarcasm. I just didn't pick it up as such. My bad.

I know. I hate paing insidious fees, taxes etc. It's crazy.

Thanks for clearing that up. Their website (DMV) isn't very clear about that.
Reply With Quote Quick reply to this message
 
Old 03-26-2016, 07:55 PM
 
Location: Covington KY
120 posts, read 117,796 times
Reputation: 120
So, I'm trying to wrap my brain around this usage fee and I'm still a little unclear. I bought my car last year. Let's just say that it was $25,000 and I paid 7% sales tax. So, what will I have to pay when I go to the DMV in Kentucky? How often is this usage fee paid? And I was reading above, property tax on a car?? I'm getting a little nervous about all of these taxes and fees in Kentucky. I thought it was expensive to live in Florida and it is. I don't think Kentucky is more expensive than what I'm used to, is it? What do I need to expect exactly when I move to Bowling Green Kentucky in a few months?
Reply With Quote Quick reply to this message
 
Old 03-27-2016, 07:25 AM
eok
 
6,684 posts, read 2,951,963 times
Reputation: 8439
Quote:
Originally Posted by wlc74 View Post
So, I'm trying to wrap my brain around this usage fee and I'm still a little unclear. I bought my car last year. Let's just say that it was $25,000 and I paid 7% sales tax. So, what will I have to pay when I go to the DMV in Kentucky? How often is this usage fee paid? And I was reading above, property tax on a car?? I'm getting a little nervous about all of these taxes and fees in Kentucky. I thought it was expensive to live in Florida and it is. I don't think Kentucky is more expensive than what I'm used to, is it? What do I need to expect exactly when I move to Bowling Green Kentucky in a few months?
Property tax is only a very small percentage of the value of the car, which is calculated from its year, make, model, without taking miles into account. Someone mentioned 1% in this thread. If that figure is correct, and your car is worth $25,000 (not what you paid for it, but what it's worth now, taking the above factors into account), then your property tax would be $250 per year, declining as the car depreciates, if the rate is 1%. Someone mentioned the use tax only applies if you paid less than 6% sales tax when you bought the car. The other fees are mostly for paperwork, such as a license fee, etc. Small amounts that don't add up much. Be sure you have insurance, and bring the proof, unless the government already has your insurance in their database. I've never noticed any obnoxious fees related to cars in Kentucky, but that might be because I don't drive expensive cars. Other states I've been in have been a lot more obnoxious than anything in Kentucky.
Reply With Quote Quick reply to this message
 
Old 03-27-2016, 08:58 AM
 
3,464 posts, read 4,306,330 times
Reputation: 7106
The fees arent that bad . . . I will never understand having to pay sales tax on a vehicle when you are registering it though.
If you have the car and are coming from a different state with a car you own, you have paid sales tax on it a few times.
My main concern with KY DMV is that out-of-state title transfers can turn into major, big deals with multiple trips necessary. It all depends on who you get behind the counter. I wish it was streamlined a little so you knew exactly what to expect when you get there and are not surprised.
Reply With Quote Quick reply to this message
 
Old 03-27-2016, 01:27 PM
 
Location: New Albany, Indiana (Greater Louisville)
9,589 posts, read 20,477,839 times
Reputation: 9079
It's about 1% of the car's value. If it's worth $25,000 you'd pay $250 for that year.
Reply With Quote Quick reply to this message
 
Old 03-27-2016, 05:25 PM
 
10,455 posts, read 4,103,389 times
Reputation: 14696
In CA I paid this year $178 for annual registration. The fee does go down with each year as the car depreciates. For older cars, you also need to get a smog check done on it which is more $$$. My car is a 2011 kia so the fees in Kentucky aren't bad but that's true of almost every tax and fee imaginable compared to CA.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:



Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Kentucky > Louisville area
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top