Any way to get help without insurance (income, to live)

[nicolelynn27]

I am so confused and lost as to what to do. I am 27 yrs old. I have had chronic lower back pain since 15 yrs old. It gets so bad that I am forced to crawl on the floor sometimes. When that happens I can not stand up or sit down. It is hard to bend over or sit down a lot. I have chronic severe pain. It never goes away. I went to the DR and they did x-rays. Today I got the results. The Dr said that I have spina bifida occulta on my lumbar 4. She said that is the source of my severe pain in my back. She did not suggest an MRI or anything. She said there is nothing that can be done. She gave me muscle relaxers. I do not want to live for the rest of my life on pills. Could it be tethered because of all the pain I have? There is a fatty patch over the lower back

[tomocox]

Originally Posted by nicolelynn27

I am so confused and lost as to what to do. I am 27 yrs old. I have had chronic lower back pain since 15 yrs old. It gets so bad that I am forced to crawl on the floor sometimes. When that happens I can not stand up or sit down. It is hard to bend over or sit down a lot. I have chronic severe pain. It never goes away. I went to the DR and they did x-rays. Today I got the results. The Dr said that I have spina bifida occulta on my lumbar 4. She said that is the source of my severe pain in my back. She did not suggest an MRI or anything. She said there is nothing that can be done. She gave me muscle relaxers. I do not want to live for the rest of my life on pills. Could it be tethered because of all the pain I have? There is a fatty patch over the lower back

nicolelynn, You titled your post about insurance, but you didn't mention it in your post. I assume you don't have insurance. I am sorry, but odds are you don't have any assets either.

I want you to have a painfree life. Please don't miss this point as I try to discuss insurance and insurance issues with you.

Whether the government provides care, or insurance and individuals do, this is important to understand. Insurance theory requires that insurance companies pay out 65% of their premium income in claims. It matters not whether it is health care, life insurance or auto & home, etc.

If the premium/claim ratio is not 65/35, this means the insurance company either didn't charge enough if the claims are too high, or they didn't take risk and therefore did not maximize operational profits if there aren't enough claims paid out.

Medicaide will pay for your treatment if you don't have coverage and your personal assets are too low. If you happen to have property and no insurance, there are complications which I won't address here.