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Old 11-09-2009, 10:30 AM
 
Location: Louisville, KY
522 posts, read 1,024,649 times
Reputation: 218

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I have posted on this forum before that I was considering moving to Louisville and I still am planning on doing that (in the spring, why miss winter in Florida) but I just took a quiz on Sperling's Best Places website and it rated Louisville VERY low on places that would be best for me. Now, I am not confident in the results of these kinds of quizzes (It rated Minneappolis number 1 -did they not listen that I hate harsh winters? It rated Chicago number 2 - did they not hear I want a low cost of living and housing?) however some things surprised me. It rated Louisville a C in crime - I always thought Louisville had a relatively low crime rate. It also rated it a C in housing costs, I would have thought it would have scored better in that area as well. The C in the economy didn't surprise me considering our current economic climate.

So my questions are:
1. What is crime like in Louisville? I had read even the downtown area is pretty safe. I'm interested in living in the Highlands BTW.

2. Are housing cost not below the national average? I plan on renting in the beginning but would like to buy in the not too distant future.

3. I know there's a big debate on whether Kentucky is a southern or a midwestern state. I consider southern states NC, SC, GA, TN, AL, MS etc. I say this because of the accents and the bible belt mentality. How do you think Louisville compares regarding this? It rated an A+ in culture, so I would think it has some sort of a liberal influence. (I am a liberal democrat).

I have family there and I know they would be of help in getting me acclimated to the city (they ARE very conservative, however, and wouldn't really know much about the existence of anything that isn't).

4. How family oriented is it? I know most cities are family oriented but I guess what I'm wondering is if there will be the opportunity to make friends and have things to do for a middle aged currently unmarried woman with no children?

Thanks for any input you can provide!
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Old 11-10-2009, 10:17 AM
 
Location: Louisville KY Metro area
4,809 posts, read 8,264,356 times
Reputation: 1958
Quote:
Originally Posted by joanie55 View Post
I have posted on this forum before that I was considering moving to Louisville and I still am planning on doing that (in the spring, why miss winter in Florida) but I just took a quiz on Sperling's Best Places website and it rated Louisville VERY low on places that would be best for me. Now, I am not confident in the results of these kinds of quizzes (It rated Minneappolis number 1 -did they not listen that I hate harsh winters? It rated Chicago number 2 - did they not hear I want a low cost of living and housing?) however some things surprised me. It rated Louisville a C in crime - I always thought Louisville had a relatively low crime rate. It also rated it a C in housing costs, I would have thought it would have scored better in that area as well. The C in the economy didn't surprise me considering our current economic climate.

So my questions are:
1. What is crime like in Louisville? I had read even the downtown area is pretty safe. I'm interested in living in the Highlands BTW. Louisville has a horrific per-capita crime rate. Sadly, a huge % of all violent crime occurs in several pockets of the city. Currently, the Highlands, Pleasure Ridge Park, Downtown, and most of the east end are not in one of those pockets.

2. Are housing cost not below the national average? I plan on renting in the beginning but would like to buy in the not too distant future. With the huge government incentives to buy, try! If you can't buy, then expect to pay about 7 to 8 percent of the property's value for rent each month. Most single family residents in the Highlands will exceed a $200,000 resale value. The Highlands is the most expensive place to live in Louisville right now.

3. I know there's a big debate on whether Kentucky is a southern or a midwestern state. I consider southern states NC, SC, GA, TN, AL, MS etc. I say this because of the accents and the bible belt mentality. How do you think Louisville compares regarding this? It rated an A+ in culture, so I would think it has some sort of a liberal influence. (I am a liberal democrat). I don't know why any thinking person is a liberal democrat, but Louisville itself is as liberal as San Francisco in certain pockets. The Highlands is pocketed itself.

I have family there and I know they would be of help in getting me acclimated to the city (they ARE very conservative, however, and wouldn't really know much about the existence of anything that isn't).

4. How family oriented is it? I know most cities are family oriented but I guess what I'm wondering is if there will be the opportunity to make friends and have things to do for a middle aged currently unmarried woman with no children?Plenty of "engagement" opportunities.

Thanks for any input you can provide!
I hope you will find my post of help to you.
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Old 11-10-2009, 01:51 PM
 
Location: Kentucky
666 posts, read 1,610,927 times
Reputation: 255
Quote:
Originally Posted by joanie55 View Post
I have posted on this forum before that I was considering moving to Louisville and I still am planning on doing that (in the spring, why miss winter in Florida) but I just took a quiz on Sperling's Best Places website and it rated Louisville VERY low on places that would be best for me. Now, I am not confident in the results of these kinds of quizzes (It rated Minneappolis number 1 -did they not listen that I hate harsh winters? It rated Chicago number 2 - did they not hear I want a low cost of living and housing?) however some things surprised me. It rated Louisville a C in crime - I always thought Louisville had a relatively low crime rate. It also rated it a C in housing costs, I would have thought it would have scored better in that area as well. The C in the economy didn't surprise me considering our current economic climate.

So my questions are:
1. What is crime like in Louisville? I had read even the downtown area is pretty safe. I'm interested in living in the Highlands BTW. If you are aware of your surroundings, crime will most likely not be a problem. Most violent crime happens in the West End. I wouldn't suggest going there. The Highlands and most of Eastern Jefferson County has a pretty low crime rate.

2. Are housing cost not below the national average? I plan on renting in the beginning but would like to buy in the not too distant future. Yes, the cost of housing here is considerably lower overall, $108,000 here compared to $153,000 for the entire south, BUT as said before, the part of town you are looking at will have home prices higher than a lot of other parts of Louisville.

3. I know there's a big debate on whether Kentucky is a southern or a midwestern state. I consider southern states NC, SC, GA, TN, AL, MS etc. I say this because of the accents and the bible belt mentality. How do you think Louisville compares regarding this? It rated an A+ in culture, so I would think it has some sort of a liberal influence. (I am a liberal democrat). Louisville is the most liberal city in Kentucky, however, that isn't saying a whole lot. Compared to the most liberal cities in the rest of the U.S., Louisville is pretty conservative. There is that bible belt mentality here, but it depends on what area of town you are living in. I have never come across anyone that wanted to push their religion on me, but religion and church communities are a big part of life for many people here.

I have family there and I know they would be of help in getting me acclimated to the city (they ARE very conservative, however, and wouldn't really know much about the existence of anything that isn't).

4. How family oriented is it? I know most cities are family oriented but I guess what I'm wondering is if there will be the opportunity to make friends and have things to do for a middle aged currently unmarried woman with no children?There are things for families to do, as well as things for singles, gays/lesbians, artsy people, etc. Most single people I know tend to go out to the bars on the weekend, mostly in the Highlands area and downtown. There is a good mix of young singles, middle aged and older singes here. What are you interested in? Art? History? Let me know and I can suggest some places you may want to check out.

Thanks for any input you can provide!
Hope this helped.
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Old 11-11-2009, 08:20 AM
 
Location: Louisville, Kentucky
1,447 posts, read 3,070,157 times
Reputation: 808
Quote:
Originally Posted by joanie55 View Post
1. What is crime like in Louisville? I had read even the downtown area is pretty safe. I'm interested in living in the Highlands BTW.
Louisville has a low crime rate in comparison to other cities of its size. In no way, shape or form is our crime rate "horrific" and I defy anyone to back that up with statistics. The Highlands is very safe.

Quote:
Originally Posted by joanie55 View Post
2. Are housing cost not below the national average? I plan on renting in the beginning but would like to buy in the not too distant future.
I think it's about average and most people comment that it's lower than what they are used to. Lots of great bargains for buyers right now.

Quote:
Originally Posted by joanie55 View Post
3. I know there's a big debate on whether Kentucky is a southern or a midwestern state. I consider southern states NC, SC, GA, TN, AL, MS etc. I say this because of the accents and the bible belt mentality. How do you think Louisville compares regarding this? It rated an A+ in culture, so I would think it has some sort of a liberal influence. (I am a liberal democrat).
Louisville itself is fairly progressive with a nice mix of all political philosophies including lots of liberal democrats (or, as I call them, thinking people!) so you will fit in fine. We are nowhere close to the right-wing stereotype of San Francisco, however. (In fact, even San Francisco isn't close to the right-wing stereotype of San Francisco!) The rural parts of the state are very backward imo, and fit right in with the bible belt mentality. However, they are still very nice for the most part. You'll have no trouble visiting those places, but you won't enjoy living there.

Quote:
Originally Posted by joanie55 View Post
4. How family oriented is it? I know most cities are family oriented but I guess what I'm wondering is if there will be the opportunity to make friends and have things to do for a middle aged currently unmarried woman with no children?
Louisville used to be very, very family orientated and there is still lots for the family to do. But there is a ton of stuff for singles to do, and I mean tons. Sports, the arts, just about anything.
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Old 11-11-2009, 09:26 AM
 
2,454 posts, read 3,509,838 times
Reputation: 1819
Housing Costs

I've been searching on-line for a one-story home in Louisville and don't find the prices especially good (for the south). They are about the same as here in Atlanta, and higher than some other cities in the south that I've researched. Because of the strange setup with zip codes borders in Louisville, it's hard to research, as they mix quite expensive areas with middle class areas within the zip codes. Definitely need a realtor if you are serious. Having lived in Louisville years ago, I always heard how good the prices were there but have been disappointed this time around.
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Old 11-11-2009, 10:02 AM
 
Location: Louisville, Kentucky
1,447 posts, read 3,070,157 times
Reputation: 808
Quote:
Originally Posted by staywarm2 View Post
Housing Costs

Definitely need a realtor if you are serious.
I absolutely agree. It's a jungle out there and if you are a buyer, a trustworthy realtor can save you some money.

There are a ton of bank-owned properties as well, but those are a real crap-shoot.

Quote:
Originally Posted by staywarm2 View Post
Having lived in Louisville years ago, I always heard how good the prices were there but have been disappointed this time around.
We didn't have the big upward bubble that cities like Atlanta had, so (fortunately) our bust hasn't been as spectacular. So I don't think we compare as well to some areas now that we used to. But there are still plenty of great deals out there.
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Old 11-11-2009, 10:35 AM
 
Location: Kentucky
666 posts, read 1,610,927 times
Reputation: 255
The home prices can differ in Louisville pretty greatly depending what part of town you are looking at. Say there's a new build in eastern Jefferson County that costs 350,000, the exact same house can be found in the south end for a considerably less amount. The same can be said the further out you go from the city (except Oldham County), you can get more house for your money. Houses are cheaper in Shelbyville, Shepherdsville, and other towns in the counties surrounding Louisville Metro. The east end has the highest overall housing prices, the south end is in the middle of the range, and the west end has the lowest average prices. The Indiana side of the river also has lower prices on homes than the east end in most cases.
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Old 11-11-2009, 07:33 PM
 
Location: Louisville, KY
522 posts, read 1,024,649 times
Reputation: 218
Quote:
Originally Posted by Off Topic View Post
Louisville has a low crime rate in comparison to other cities of its size. In no way, shape or form is our crime rate "horrific" and I defy anyone to back that up with statistics. The Highlands is very safe.


I think it's about average and most people comment that it's lower than what they are used to. Lots of great bargains for buyers right now.


Louisville itself is fairly progressive with a nice mix of all political philosophies including lots of liberal democrats (or, as I call them, thinking people!) so you will fit in fine. We are nowhere close to the right-wing stereotype of San Francisco, however. (In fact, even San Francisco isn't close to the right-wing stereotype of San Francisco!) The rural parts of the state are very backward imo, and fit right in with the bible belt mentality. However, they are still very nice for the most part. You'll have no trouble visiting those places, but you won't enjoy living there.



Louisville used to be very, very family orientated and there is still lots for the family to do. But there is a ton of stuff for singles to do, and I mean tons. Sports, the arts, just about anything.
Thanks for your response, and to everyone who responded. I especially like the fact that you realize that liberal democrats are "Thinking people." My sister is the dean of the law school at Notre Dame and a liberal democrat who is an absolute genius (I am NOT BTW). Anyway, diversity is what this country is all about so I appreciate any input. Thanks!
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Old 11-11-2009, 08:48 PM
 
2,454 posts, read 3,509,838 times
Reputation: 1819
Quote:
Originally Posted by Off Topic View Post

We didn't have the big upward bubble that cities like Atlanta had, so (fortunately) our bust hasn't been as spectacular. So I don't think we compare as well to some areas now that we used to. But there are still plenty of great deals out there.
Actually, Atlanta did not have a big bubble. The prices rose slowly over about 5 yrs. What happened here were mortgages given to people who couldn't afford the houses. So that's why there are so many foreclosures. Also, Atlanta had constant home building going on for years. The sheer number of foreclosures and number of homes on the market has lowered the prices this year.

However, prices seem to be returning in my neighborhood, at least. One around the corner from me sold at a good price in Sept.
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Old 11-12-2009, 03:53 PM
 
Location: Louisville KY Metro area
4,809 posts, read 8,264,356 times
Reputation: 1958
Quote:
Originally Posted by joanie55 View Post
Thanks for your response, and to everyone who responded. I especially like the fact that you realize that liberal democrats are "Thinking people." My sister is the dean of the law school at Notre Dame and a liberal democrat who is an absolute genius (I am NOT BTW). Anyway, diversity is what this country is all about so I appreciate any input. Thanks!
Joanie, I don't and didn't mean to insult any one, especially a thinking liberal because insults are not a way to gain friends or influence people. I do, however, stand behind my point that if liberals are truly thinking they wouldn't be liberal. Now, I can't blame a liberal for being a liberal, but I will challenge any liberal willing to unlearn what our PC national educational system has taught. I bet you a dollar that your wonderfully intelligent sister and I could debate things such as Socialism vs Capitalism or Crime vs Punishment and she would come away an even greater genius. I am certainly not a genius, but I bet you that your sister and I could spend a day in conversation and her liberal attitudes would have some adjustments.
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