11-28-2012, 07:39 PM
Location: 40 miles north of Bangor, Maine
264 posts, read
758,646 times
Reputation: 385
Quote:
Originally Posted by
WantsToBeAMainer
Doing research on the Excise Tax, I don't see it being such a HUGE deal.
My husband and I were born and raised in south Jersey (right outside of Philly so we must have been your "neighbors" -- our entire families still live there) We bought our house here in Maine in 2008 and moved from south Jersey to northern Maine with our 3 children (and animals). We have been here for quite a few years now and, the excise tax is NOT a HUGE deal. I have a new car and he has an older car. My new car has a higher excise tax, but it jumps down quickly each year. When new it was 410.00 in my town for excise AND registration for the year. My husbands was just 103.00 for both. In NJ, we paid about 100 for registration anyway but no excise tax.... HOWEVER.... we saved MORE with the cost difference in car insurance. Our car insurance cut in HALF when we moved here... so that more than made up for the excise tax.
Also... with savings of us paying 5,000.00 per year on property taxes in NJ for a SMALL townhouse... and now we pay 1,400 for a 38 acre lot with a large house on it.... Well... We have never once complained about excise tax....
It is ALL perception from what your used to and what you paid prior to living here.
11-28-2012, 09:54 PM
Location: Forests of Maine
37,443 posts, read
61,360,276 times
Reputation: 30387
Quote:
Originally Posted by
WantsToBeAMainer
Doing research on the Excise Tax, I don't see it being such a HUGE deal.
Is isn't a big deal.
When we moved to Maine, we found that the registration fees, road taxes, excise tax, inspection fees were actually much less than what we had been paying.
The locals LOVE to whine about how 'high' the fees are, so let them whine.
Quote:
... I remember growing up, vacationing throughout the beautiful state, asking my family why people were so nice. That's the major difference between the two states that I notice right away. The people in Maine are amazing.
I agree.
11-28-2012, 10:00 PM
Location: Central Maine
1,473 posts, read
3,199,936 times
Reputation: 1296
Quote:
Originally Posted by
Newdaawn
No one ever "forfits" money they have paid into Social Security. I think in recent years teachers have choices as to what retirement fund they invest in. You would have to contact the State Board of Education in Augusta to get good answers for that.
Well, there are situations where you would forfeit all what you paid into SS, and many others where you would forfeit most. The SS offset provision penalizes anyone that trys to collect SS and any other government pension. If you don't have the quarters to collect SS, you will forfeit all of what you've put into it. If you do, you will only get a small percentage of the SS you would be entitled to if you weren't collecting a government pension.
But don't feel bad, you can collect ALL the government penisons you want. I know someone that got a disability from the military, then got one from the federal government (as an employee), and plans to work for the state. Wanna guess how that's going to go
.
11-29-2012, 11:15 AM
Location: West Deptford, NJ
4 posts, read
7,768 times
Reputation: 14
Awesome feedback so far from you all, much appreciated! Please keep it coming!
11-29-2012, 11:40 AM
332 posts, read
990,395 times
Reputation: 241
Quote:
Originally Posted by
bangorme
Well, there are situations where you would forfeit all what you paid into SS, and many others where you would forfeit most. The SS offset provision penalizes anyone that trys to collect SS and any other government pension. If you don't have the quarters to collect SS, you will forfeit all of what you've put into it. If you do, you will only get a small percentage of the SS you would be entitled to if you weren't collecting a government pension.
Hmmm...my wife has had an "on the books" job since the age of 14 (she's 28 now) so I'm not sure if she has enough quarters in or not, but regardless, now I understand how it works.
11-29-2012, 05:30 PM
1,883 posts, read
2,892,323 times
Reputation: 2082
This post is in response to the topic of Social Security vs. teacher's pension in Maine. There are threads on CD with lots of details btw....try the search feature. Under normal circumstances, a person is eligible for social security if they have paid in for 40 quarter/10 years.
11-29-2012, 05:35 PM
1,883 posts, read
2,892,323 times
Reputation: 2082
Quote:
Originally Posted by
WantsToBeAMainer
Awesome feedback so far from you all, much appreciated! Please keep it coming!
You seem like a very nice person and please don't take this the wrong way. Search the forum for each of these towns. There is much info out there. HOWEVER, J-O-B-S should be your number one concern. You may not find jobs in any of the towns listed although I would think yours and your GF's best chances (more job opportunities) would be in the Portland area. (think J-O-B-S unless you have enough money not to need them)
11-29-2012, 05:59 PM
332 posts, read
990,395 times
Reputation: 241
Quote:
Originally Posted by
mainegrl2011
This post is in response to the topic of Social Security vs. teacher's pension in Maine. There are threads on CD with lots of details btw....try the search feature. Under normal circumstances, a person is eligible for social security if they have paid in for 40 quarter/10 years.
On the contrary-that's the clearest explanation I've seen yet! Thank you
11-29-2012, 06:24 PM
Location: Near a river
16,042 posts, read
21,964,746 times
Reputation: 15773
Quote:
Originally Posted by
WantsToBeAMainer
Awesome feedback so far from you all, much appreciated! Please keep it coming!
With the kind of jobs you are looking for, and your youth, I would choose Portland or Bangor.
Check out the "advanced search" on
Job Search | one search. all jobs. Indeed.com
Winters are no worse than where you are.
Good luck.
11-29-2012, 10:43 PM
3,925 posts, read
4,127,052 times
Reputation: 4999
Quote:
Originally Posted by
mainegrl2011
On the other hand, if a person has paid in to social security for 120 quarters/30 years and then becomes a teacher in Maine, the rules differ for the collection of the pension AND the social security amount. If you don't believe me, feel free to research the topic further.
This is permanent status. once you put funds into social security for 30 years, at the dollar numbers in each year that they specify, which really means any full time job, then you cannot have your SS taken away.
I know of a teacher who taught in New Your for 20 years, came to Maine to be a teacher, and taught for only a year, and lost their ENTIRE SS PENSION.
Its nasty. Maine teachers and a few other states have this situation. There are many states which do not. Congress has so far resisted fixing it.
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Household income diversity
Ratio of average income to average house value (%)
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Median household income ($) - Black or African American
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Races - White alone (%)
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COVID Vaccine doses distributed (per 100k population) (Sep 19, 2023)
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Occupied housing units (%)
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Air pollution - Air Quality Index (AQI)
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Crime - City-data.com crime index
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
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Urban houses (%)
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Mortgage status - with mortgage (%)
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Average family size
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Geographical mobility - Same house 1 year ago (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
House/condo owner moved in on average (years ago)
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Year householder moved into unit - Moved in 1999 to March 2000 (%)
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Means of transportation to work - Drove car alone (%)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
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Occupation diversity
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Most Common Occupations - Architecture and engineering occupations (%)
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Most Common Occupations - Law enforcement workers including supervisors (%)
Most Common Occupations - Food preparation and serving related occupations (%)
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Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
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People in Group quarters - Institutionalized population (%)
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People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
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People in Group quarters - Training schools for juvenile delinquents (%)
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People in Group quarters - Type of juvenile institution unknown (%)
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People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
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People in Group quarters - Crews of maritime vessels (%)
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People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
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Residents speaking Spanish at home - Born in the United States (%)
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Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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