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Old 12-26-2010, 08:40 PM
 
Location: Gaithersburg, MD
10 posts, read 29,087 times
Reputation: 10

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New to the boards. Hello all.

As the title says I just wonder what are some banks that other MD residents might reccomend. I am considering changing banks, even though İ have been with my current (Wachovia) since 98 I think. But İ am not really pleased with things they have been doing since being taken over by Wells Fargo.

And since I don't really want to turn this into a bank bashing thread, I dont really want to into why I might leave Wachovia.

I would hope that if you reply, only suggest a bank that you feel is decent or treats you well ın the Maryland area. It can even be Wachovia if you want to tell of what you think are their good policies. But if you bank with Wachovia, you might already know why I am thinking of switching.

Thank you in advance for your constructive suggestions.
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Old 12-27-2010, 03:18 AM
 
309 posts, read 569,851 times
Reputation: 192
Quote:
Originally Posted by Pingu75 View Post
New to the boards. Hello all.

As the title says I just wonder what are some banks that other MD residents might reccomend. I am considering changing banks, even though İ have been with my current (Wachovia) since 98 I think. But İ am not really pleased with things they have been doing since being taken over by Wells Fargo.

And since I don't really want to turn this into a bank bashing thread, I dont really want to into why I might leave Wachovia.

I would hope that if you reply, only suggest a bank that you feel is decent or treats you well ın the Maryland area. It can even be Wachovia if you want to tell of what you think are their good policies. But if you bank with Wachovia, you might already know why I am thinking of switching.

Thank you in advance for your constructive suggestions.
I bank with Wachovia, and don't know what you are referring to. Could you send me a PM please so I can be informed?
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Old 12-27-2010, 06:38 AM
 
297 posts, read 1,131,846 times
Reputation: 125
Do you qualify for any of the area credit unions? We bank at a credit union and have been extremely happy with the fees, rates, and service.
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Old 12-27-2010, 12:42 PM
 
Location: Hagerstown
447 posts, read 1,019,995 times
Reputation: 148
I use M and T bank because they are all over the state. Spend a lot of time in Baltimore, Deep Creek Lake, Ocean City, DC 'burbs and M and T banks are everywhere. Good online banking management and never had any issues with them. Like I said, they are almost everywhere.
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Old 12-27-2010, 03:27 PM
 
Location: Stuck on the East Coast, hoping to head West
3,785 posts, read 8,762,556 times
Reputation: 7334
Quote:
Originally Posted by htownterp View Post
I use M and T bank because they are all over the state. Spend a lot of time in Baltimore, Deep Creek Lake, Ocean City, DC 'burbs and M and T banks are everywhere. Good online banking management and never had any issues with them. Like I said, they are almost everywhere.
Ditto M & T.
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Old 12-28-2010, 07:21 AM
 
Location: HoCo, MD
3,910 posts, read 7,543,356 times
Reputation: 4109
I think with all the e-channels banks offer. It really depends on what services/features you're looking for. Do you still use a lot of checks? online banking, investments, loans, branches, etc?

I hear BoA has a great OLB interface (but I've never used it), and they have branches just about everywhere. And speaking of branches and ATM's, I think in this area (DC/MD/VA) CapitalOne (formally Chevy Chase) probably still has the most presence.

Personally - I tend to do just about everything online. So I use ING Direct. Love their online interface and can do everything I need. Just keep in mind that they do not have any local presence. So for cash and checking needs, I supplement it with a credit union account.

As indicated by another poster, CU's are great alternatives for local banking. They tend to focus on personal service and the larger ones have pretty much any feature a bank would have. Their fees also tend to be more "fair"; And these days, joining a credit union is very easy. You can start by checking with your employer to see if they are a select employee group (SEG) of any credit union, the same goes for any affiliations you may have, or some will even qualify you by living within a certain distance to a branch.
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Old 12-28-2010, 09:54 AM
 
Location: North Baltimore ----> Seattle
6,473 posts, read 10,727,693 times
Reputation: 3092
BOA isn't bad. Been with them 8 years. I also use a local credit union (I think MECU will take you so long as you live or work in Maryland).
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Old 12-28-2010, 02:08 PM
 
Location: Gaithersburg, MD
10 posts, read 29,087 times
Reputation: 10
Thank you for your responses everyone. I will take it all into consideration. I don't guess I use written checks that often unless a "check card" counts at essentially the same? If that is the case, then I do often. I am also going to apply for direct deposite through where I work. Also you can set up a savings account at at credit union correct? Though İ dont see why not.

How does one go about changing banks btw? What should I expect to happen? Thanks again.
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Old 12-28-2010, 02:53 PM
 
Location: Columbia
3 posts, read 3,689 times
Reputation: 10
I would suggest TD Bank
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