Any way to get any claims on taxes? (income, population)

[Cruzincat]

You live in a liberal run, high tax state, and in a county that prides itself in being a sanctuary county. You have two choices. Move or vote Republican and hope enough other people feel the same way you do. Note: Only one of the above choices is a choice that you alone have control over.

[helpmeout1]

Originally Posted by papichulo2

move out of moco and get used to it. its the life

I am thinking bout moving in to frederick county but how do I get a house without down payment though? I have never moved before by myself so I am counfused on what to do because the houses I want to look at is below 370k in frederick county.

Originally Posted by bufflove

Why do you claim zero allowances? You're simply giving Uncle Sam an interest-free loan before receiving a large check back in April. Much of the rest you'll receive back in SS and Medicare benefits.

No one making $50K in the U.S./MD/MoCo should be complaining about taxes. You're paying far below the mean tax bill at every level of government. Definitionally, you're not carrying your own weight. Which isn't problematic, except that you're complaining about it. You're making us Millennials look bad.

I have never applied for SSI and I can't even do medicare because I make above what is needed which is below 25k I think if your single. I hate paying for all those money moochers that get it for free because they play the government.

Originally Posted by Cruzincat

You live in a liberal run, high tax state, and in a county that prides itself in being a sanctuary county. You have two choices. Move or vote Republican and hope enough other people feel the same way you do. Note: Only one of the above choices is a choice that you alone have control over.

I was thinking bout moving to frederick because I heard its a little better but not by much so that true?

[MidValleyDad]

Originally Posted by helpmeout1

I am thinking bout moving in to frederick county but how do I get a house without down payment though? I have never moved before by myself so I am counfused on what to do because the houses I want to look at is below 370k in frederick county.
I have never applied for SSI and I can't even do medicare because I make above what is needed which is below 25k I think if your single. I hate paying for all those money moochers that get it for free because they play the government.

I was thinking bout moving to frederick because I heard its a little better but not by much so that true?

Why do you think that as soon as you have a job you should be able to buy a house with no money down? Start saving, build a track record of repaying debts and eventually you will be able to buy a house. My son was able to buy a condo with no money down because he qualified as a veteran. That cost him 8 years of hard work being sent to the big sand box a couple times and having several short deployments to hot muggy, sticky, green areas. As far as getting back money from Medicare and Social Security they meant far off in the future when you have contributed for many years and and get thrown out of the active job market because you are old and they can hire younger people cheaper. (It is also why you need to be saving money for retirement now)

But you should be taking an appropriate number of deductions so that at the end of the year your tax withholding is aproximitely neutral. I suggested that my children have it so that they get at the most a couple hundred back. I even have offered them temporary funding if they are a couple hundred in the hole at the end of the year. The idea is to be at a $0 refund at tax time.

Yes it is cheaper in Frederick, but you have to put up with the increased commuting cost (both dollars and time). Welcome to the real world.

[bufflove]

Originally Posted by helpmeout1

I have never applied for SSI and I can't even do medicare because I make above what is needed which is below 25k I think if your single. I hate paying for all those money moochers that get it for free because they play the government.
?

Now I know you're trolling, "helpmeout." Even the dumbest 23 year old isn't ignorant enough to conflate Social Security w/SSI and Medicare w/Medicaid. Nice try, though.

[helpmeout1]

Originally Posted by MidValleyDad

Why do you think that as soon as you have a job you should be able to buy a house with no money down? Start saving, build a track record of repaying debts and eventually you will be able to buy a house. My son was able to buy a condo with no money down because he qualified as a veteran. That cost him 8 years of hard work being sent to the big sand box a couple times and having several short deployments to hot muggy, sticky, green areas. As far as getting back money from Medicare and Social Security they meant far off in the future when you have contributed for many years and and get thrown out of the active job market because you are old and they can hire younger people cheaper. (It is also why you need to be saving money for retirement now)

But you should be taking an appropriate number of deductions so that at the end of the year your tax withholding is aproximitely neutral. I suggested that my children have it so that they get at the most a couple hundred back. I even have offered them temporary funding if they are a couple hundred in the hole at the end of the year. The idea is to be at a $0 refund at tax time.

Yes it is cheaper in Frederick, but you have to put up with the increased commuting cost (both dollars and time). Welcome to the real world.

I have been with that company since 2016 and a similar company since 2015 so this is not my 1st job. I have work 4 other jobs before I picked this one. I started working at 2012(i was 18) at a nursing home washing dishes earning $9 an hr. I do have 401k and benefits (which is like 258.85 for health care) a month.

Originally Posted by bufflove

Now I know you're trolling, "helpmeout." Even the dumbest 23 year old isn't ignorant enough to conflate Social Security w/SSI and Medicare w/Medicaid. Nice try, though.

Why is it funny to lose money that I worked for to give it away? Isn't medicaid and medicare the same thing? All I know is I got blue cross blue shield as my insurance.

[WyoNewk]

Originally Posted by helpmeout1

...Why is it funny to lose money that I worked for to give it away? Isn't medicaid and medicare the same thing? All I know is I got blue cross blue shield as my insurance.

Try to look at it this way: You're living in a society that demands things that cost money -- public roads, schools, law enforcement, fire protection, hospitals, an army and a hundred other things that cost a lot of money. You've likely already used $100K worth of free public schools. When you get that paid back, start paying for the roads you've been using. Etc.

Medicaid is free medical "insurance" provided for those with low incomes, mostly for kids in low income families. Medicare is what you're paying for directly out of your paycheck to help cover your health insurance needs after reaching age 65. Actually, you're paying for mine now, just as I've paid for elders for decades. When you qualify for Medicare (currently age 65), others younger than you will still be paying into your pot. At least that's how it was designed. It's not insurance that covers everything, in fact, I pay an additional ~$500 per month to make it decent insurance. On top of that, medical providers have to charge less for those on Medicare.

You're also paying into Social Security. It'll provide some income when you're ready to retire, and just like Medicare, the younger folks are expected to pay into it now for me, just as I did for the old folks my whole life. And still do, but now I get more back every month than what I pay in.

Taxes are pretty low now, much lower than they were a few decades ago. For a year or two I was paying ~75% of my (top) income to federal income tax. (Not ALL my income was taxed at that rate, just the upper end, like December's income.) At that rate you don't feel much like working that last month! That's too high. I bought a bunch of real estate to spread out my income tax load. That wasn't a good idea either. In the long run, I lost money on much of that real estate.

[Flamingo13]

here is the personal finance forum (the more appropriate place) - http://www.city-data.com/forum/personal-finance/

[papichulo2]

Originally Posted by helpmeout1

I have been with that company since 2016 and a similar company since 2015 so this is not my 1st job. I have work 4 other jobs before I picked this one. I started working at 2012(i was 18) at a nursing home washing dishes earning $9 an hr. I do have 401k and benefits (which is like 258.85 for health care) a month.


Why is it funny to lose money that I worked for to give it away? Isn't medicaid and medicare the same thing? All I know is I got blue cross blue shield as my insurance.

You been given great advice just listen to it or do ur own thing but nobody gets special treatment on taxes. You don't know anything abt life and they telling you since u asked. And lol @ the last part. No we all have to pay the gov.

[papichulo2]

Originally Posted by bufflove

Now I know you're trolling, "helpmeout." Even the dumbest 23 year old isn't ignorant enough to conflate Social Security w/SSI and Medicare w/Medicaid. Nice try, though.

tbh some ppl really don't get it

[MidValleyDad]

Originally Posted by helpmeout1

Why is it funny to lose money that I worked for to give it away? Isn't medicaid and medicare the same thing? All I know is I got blue cross blue shield as my insurance.

You aren't 'giving it away' Drive down to DC and look at the quote engraved on the front of the IRS building. I'll save you a trip - "Taxes are the price we pay to live in a civilized society" - Oliver Wendall Holmes

How do you think roads get built, fires get put out, weather information gets collected, borders are protected, etc, etc. If you have been working since you were 18 why are you surprised now? And no Medicaid and Medicare are NOT the same thing they are very different. With all the talk about healthcare on the news I would think that was common knowledge. Or maybe it isn't worth your time to stay informed about topics (like taxes) that affect your life.