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Old 02-19-2018, 06:21 AM
 
2 posts, read 968 times
Reputation: 10

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I am looking to relocate to Maryland from New York City. Any recommendations in Maryland to live with affordable housing to buy or rent? How is the metro system?

I have no children, single woman so I need somewhere that is safe. Looking to buy or rent a small home close to the metro system and not to far from shopping, restaurants, etc.
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Old 02-19-2018, 06:51 AM
 
Location: The Triad (NC)
26,853 posts, read 57,874,473 times
Reputation: 29266
Quote:
Originally Posted by maxrobinzak View Post
I am looking to relocate from New York City.
I have no children, single woman... Looking to buy or rent a small home...
If you have an adequate income you can do this almost anywhere.
If you join up with another, a partner of some sort, your choices expand dramatically.

Quote:
...close to the metro system and not to far from shopping, restaurants, etc.
How is the metro system?
Which Metro system? The one near DC?
DC real estate (buy or rent) and especially near Metro stops is priced almost as high as NYC.

Quote:
Any recommendations ...to live with affordable housing to buy or rent?
Not to be difficult but 'affordable' is one of those mushy terms that few like to really drill down into.
Fortunately for you I'm not one of them.
---

Housing starts with the 12/52's (23%) ratios.
That one WEEKLY pay check is enough to cover all of the MONTHLY housing expenses.
That's rent (or mrtg) of course but also the utilities and anything else you're required to pay.

Affordable is when that 23% is based on your NET income.
After taxes/FICA etc of course but also after any other payroll deduction/contribution
you pay for 401Kor IRA and other things like HI or HSA. NET weekly amount.

Apply that formula to your current income and expenses. See where you are.
Imagine a life where you insisted that your housing costs were affordable.

What sort of place can you afford to live in by yourself?
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Old 02-25-2018, 10:48 PM
 
668 posts, read 263,265 times
Reputation: 275
Metro? Light Rail? Cockeysville, Timonium, Lutherville? How much money? $275K?
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Old 02-28-2018, 02:48 PM
 
Location: Catonsville, Md
207 posts, read 312,195 times
Reputation: 125
Maryland is an aweful state.
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Old 02-28-2018, 07:39 PM
 
170 posts, read 84,564 times
Reputation: 145
Quote:
Originally Posted by dad2paisley View Post
Maryland is an aweful state.
people like you are the reason!
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Old 03-01-2018, 06:13 PM
 
Location: Catonsville, Md
207 posts, read 312,195 times
Reputation: 125
Quote:
Originally Posted by sunglo1 View Post
people like you are the reason!
I don't think so. Maybe you are.
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Old 03-03-2018, 10:16 AM
 
2,058 posts, read 1,088,634 times
Reputation: 1350
Quote:
Originally Posted by dad2paisley View Post
Maryland is an aweful state.
Still better than a lot of states. You'll miss Maryland if you leave.
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Old 03-04-2018, 09:15 AM
 
2 posts, read 968 times
Reputation: 10
Quote:
Originally Posted by dad2paisley View Post
Maryland is an aweful state.
Why do you said that? Is it because of the cost of living, jobs, etc.
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Old 03-04-2018, 09:32 AM
 
Location: The Triad (NC)
26,853 posts, read 57,874,473 times
Reputation: 29266
Quote:
Originally Posted by maxrobinzak View Post
Why do you said that?
Is it because of the cost of living, jobs, etc.
The issues of cost of living, jobs, etc... these difficulties exist everywhere to varying degrees..
He needs to believe HIS problems are somehow external.

It's because he is dissatisfied with <whatever> and needs to blame that on something
that he has no power or authority to remedy so he can avoid responsibility.
Biching and moaning about things that we COULD remedy isn't nearly as satisfying
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