new construction and builders lenders
We're thinking of buying new construction. We have a buyers agent representing us and she'll be there on our first visits to the models/trailers.
Wondering if anyone has had experience, and with which specific builders, in negoiating the upgrades and regarding the "preferred lender." Everything I've googled states that builders want to keep their base prices but in this market will haggle over the upgrades. . . but usually IF you use their in-house lender.
We are already preapproved for a VA loan and a good market rate due to our excellent credit. Our angle is that we do not want to put down much cash (and the VA loan allows us to do that other than a EMD). . . we'd love to get the closing costs paid for.
Does anyone think that in this market we could insist on using our our lender and STILL get the negoiate upgrades/get closing paid??
If anyone has done this, please share how it worked for you!! Thnks!
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