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01-07-2009, 08:59 AM
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Junior Member
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Join Date: Jan 2009
3 posts, read 2,532 times
Reputation: 11
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Maryland - TownHomes
Hi , I wrk in Twinbrook and we are searching for a gud descent townhmes to buy in montgomery county.
Can u plz suggest me sme pretty safe , descent ,affordable school district zones keeping my commuting time in mind.
Is this a right time to buy a house? Advise  |
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01-07-2009, 03:17 PM
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Junior Member
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Join Date: Jan 2009
3 posts, read 2,834 times
Reputation: 10
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it is a great time to buy .....if you have good credit and can afford the payments
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01-07-2009, 07:49 PM
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Senior Member
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Join Date: Mar 2007
1,309 posts, read 1,595,952 times
Reputation: 147
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The minimum credit score now for a FHA loan is 580 credit score and you can get good interest rates in the 5% with a 580 credit score but you would have to put down 3.5% regardless of your credit score.
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01-08-2009, 09:33 AM
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Junior Member
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Join Date: Jan 2009
3 posts, read 2,532 times
Reputation: 11
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Thanks a lot.Ur replies are of gud help.
Can u plz advise on gud cities to luk 4..??
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01-10-2009, 09:23 AM
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Not a member
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Join Date: Oct 2008
217 posts, read 86,277 times
Reputation: 66
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cindy
Quote:
Originally Posted by cindy1531
Thanks a lot.Ur replies are of gud hel
p.
Can u plz advise on gud cities to luk 4..??
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Cindy, is your name spelled right? just wondering? with a good wholesome american name like that, you seem to be talking "illegal" talk.lol |
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01-10-2009, 01:33 PM
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Member
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Join Date: Apr 2007
99 posts, read 100,230 times
Reputation: 25
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texting
looks like cindy has been "txtng a lil 2" much LOL
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01-10-2009, 05:57 PM
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Senior Member
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Join Date: Jul 2007
Location: SouthCentral PA
1,131 posts, read 853,911 times
Reputation: 1622
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I agree...it's annoying to try to read it.
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01-10-2009, 09:07 PM
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Senior Member
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Join Date: Aug 2007
445 posts, read 351,467 times
Reputation: 82
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Quote:
Originally Posted by lscalder
The minimum credit score now for a FHA loan is 580 credit score and you can get good interest rates in the 5% with a 580 credit score but you would have to put down 3.5% regardless of your credit score.
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5% interest rate with a 580 credit score??? Really?? 580 to 619 is where the low credit scores start. jack that rate a few points. |
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01-12-2009, 09:48 AM
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Senior Member
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Join Date: Oct 2008
Location: Kensington, MD
104 posts, read 80,685 times
Reputation: 17
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Right now with the rates as low as they are with a credit score as low as 580 you can get and FHA mortgage at 5% with 2 pts or 5/12% with one point up to 625,000.
There is alot on the market right now. There are many factors to finding something to buy. If you want to stay in the Rockville area there is a wide range of properties. How many bedrooms, amenties, prince range etc will all play a factor in your search.
You also mentioned commuting time but didn't say where you work,
Marilyn
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01-12-2009, 09:57 AM
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Senior Member
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Join Date: Sep 2006
418 posts, read 260,816 times
Reputation: 39
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Quote:
Originally Posted by Marilyn Emery
Right now with the rates as low as they are with a credit score as low as 580 you can get and FHA mortgage at 5% with 2 pts or 5/12% with one point up to 625,000.
There is alot on the market right now. There are many factors to finding something to buy. If you want to stay in the Rockville area there is a wide range of properties. How many bedrooms, amenties, prince range etc will all play a factor in your search.
You also mentioned commuting time but didn't say where you work,
Marilyn
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wow  - look how times have changed. When I bought my first home in MD back in 1988 FHA was only up to $170 I think.
So what is considered a jumbo now? |
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